With the development of the Internet, users have many opportunities not only to search and transfer information, but also to buy goods, pay for mobile communications, utilities, and make transfers to other people. All this became available with the advent of payment systems such as Yandex. Money", "WebMoney", "Qiwi". The number of options for making payments for work performed by freelancers and private entrepreneurs has also increased.
One of the most popular services is Yandex. Money". Before you start working in the system, accepting and transferring funds, you need to create Yandex. Wallet". Russia and its inhabitants are the main users of this system. But anyone from another country can register an account. Please note that all transfers are made only in rubles.
Forthe convenience of the owners, the developers provide the opportunity to create "Yandex. Wallet" on both PC and mobile devices. A smartphone, tablet and laptop are also suitable for the full use of the service.
What is required to create "Yandex. Wallet" via PC
The procedure is simple and clear even to an inexperienced user. In order to create Yandex. Wallet , enough to have:
- Desktop or laptop.
- Internet access.
- Mobile phone.
- A few minutes of free time.
The ability to create "Yandex. Wallet" free of charge with registration in any services of the system has every PC owner. You can't get a wallet without an existing account.
Registration process in the traditional way
To create, go to the service page. If the account already exists, you should click on "I have a Yandex login", wait for redirection to the Yandex. Passport" and enter the data. Otherwise, in order to create "Yandex. Wallet", the desired name of the mailbox "Yandex" is indicated in the corresponding fields.
If the entered name exists in the user account database, the system will prompt you to choose the option to come up with a new address or give preference to one of the possible free names. A password is generated in the following fields and duplicated for confirmation.
In accordance with the current legislation of the Russian Federation, an indication of e-mail and mobile phoneis a mandatory requisite for transactions and also serves to identify the user. Therefore, in the "mail for notification of payments" field, an email address is indicated to which information about the receipt, debiting of money in the form of messages and checks is sent. Next, we assign a mobile phone number. Subsequently, SMS messages with passwords are sent to it, with which the owner confirms the operation. Due to the fact that Yandex. Money” is a Russian payment system, only a mobile number in the format starting with +7 is allowed. After clicking on the "Create Yandex. Wallet", an SMS message with a password will be sent to the specified phone to confirm the decision to register an account and wallet.
Creation completed, and you can begin to familiarize yourself with the functionality, replenish and pay for services and goods.
Wallet registration using social networks
Another way to create a Yandex Wallet for free and from a computer is by linking a Facebook, VK, Twitter, Mail.ru, Odnoklassniki or Google social network account. After choosing a convenient option, you must confirm the possibility of gaining Yandex access to account data.
Dignity of the method:
- Easy registration.
- Getting all the features of Yandex services: cloud storage, mail account, etc.
Flaws:
- When deleting a social network account, Yandex. Wallet is also destroyed.
- If third parties gain access toaccount, the possibility of using a wallet opens, which is fraught with the loss of money and data.
It should be noted that in order to perform some operations, having a Yandex. Money” is not enough and a newly created account has a number of restrictions that can be removed by changing the user status. To do this, it is enough to pass identification.
Statuses and differences
A wallet with minimal features is initially created and has the status of "Anonymous". The owner can pay for goods and services within the Russian Federation and has limits on amounts of 15,000 rubles. for payments and 5,000 rubles. for a one-time withdrawal from Yandex. Cards". Transfers to other persons are prohibited.
"Nominal" status is assigned after the owner's personal and passport data are communicated. At the same time, it becomes possible to pay for foreign goods and services, the payment amount increases to 60,000 rubles, the limit on the amount of money for withdrawal does not change. Access to bank transfers and transfers to other persons is opened.
The status of an "Identified" wallet appears after a full-time confirmation of the identity and reality of the owner through the offices of "Yandex", contacting the salons of the "Euroset", "Svyaznoy" network or by mail of the Russian Federation. Maximum opportunities and an increase in the amount for payment up to 250,000 rubles, the limit for a one-time withdrawal from the card has been increased to 100,000 rubles. and there is access to transfers through Western Union, Unistream.
Passing identification for citizens of other states
The ability to createWallet Yandex. Money” in Russia are citizens of any country. However, gaining access to the full functionality, a simplified procedure for passing the identification of the owner is not available to everyone. Citizens of other countries can only verify their identity by contacting Yandex. Money”, Euroset communication salons, or by sending a letter through the post of the Russian Federation, providing a certain package of documents and paying, if necessary, the services of a notary and a translator. An exception has been made for citizens of Belarus, and you can pass identification at the same points, but according to a reduced list of required documents.
Create Yandex. Wallet in Belarus is also possible. Identification is carried out through the Payment System Agents in the cities of Brest, Bobruisk, Vitebsk, Gomel, Minsk and Mogilev. Identity verification via Sberbank is also available.
In some situations, you need to create a Yandex. Money is fast, but there is no access to a PC. Many have a mobile device in their pocket or a tablet in their bag.
In this case, the question arises of how to create "Yandex. Wallet" from the phone and is this service free? Developers provide such an opportunity. To do this, you need to install "Yandex. Money" from Play Market for Android or AppStore for iOS.
Create a wallet from a mobile phone
Requirements for the mandatory presence of a Yandex account in case of creating Yandex. Wallet from the mobile device are saved and the process starts in the same order.
To simplify the registration procedure, you can use the accounts of social networks "VKontakte", "Facebook", "Google".
When creating an account directly "Yandex" fill in the fields with information about the last name and first name, the desired email name, password and mobile phone number. A smartphone or tablet receives an SMS message with a code to confirm the creation of the page, which is entered in the application. This completes the wallet registration process.
Create Yandex. Wallet can be any of the proposed options. The ability to use the service is provided immediately after registration. But an important issue is the safety of money and restriction of access during further work with Yandex. Money.
What security measures can be taken
It is highly desirable to consider the following recommendations:
- For the safety of finances in the future, it is recommended to open the wallet to a new email address.
- Do not leave your mobile phone unattended. It is optimal to have two devices: one has a SIM card with an associated number, the other is designed to install an application from the Yandex company.
- Periodic replacement of the password to the Yandex mailbox will limit the possible access of third parties.
- If you lose your mobile phone, you should urgently contact technical support.
- When using "Ya. Card", you must follow the standard recommendations,extending to bank cards of other systems and banks.
Why use Yandex. Wallet" profitable
Many users who once had the opportunity to use the Yandex. Money”, became her regular customers. There are several reasons for this:
- Reliability. The service has existed for many years despite all crises and has extensive experience in providing services within the framework of the current legislation.
- Instant transfers. On average, 1-2 minutes are enough from the moment the money is transferred to the receipt of money in the recipient's account. Only in the case of bank transfers to the current account, the required time is somewhat longer and can reach 1-2 days.
- A large number of goods and services. With the help of a payment system, you can pay for almost anything: mobile and utilities, goods in online stores, repay a loan.
- Possibility of withdrawing to a plastic card. Any user, with the appropriate status, can withdraw money to a bank card and withdraw it through an ATM.
- Ability to accept payments. Connecting to Yandex. Money" is beneficial for sellers and online stores.
Currently, users connected to the system can accept payments from the public for goods and services through the site, by transferring from the card to the seller's settlement account.
