Many people prefer to use electronic money to pay for purchases and services on the Internet. There are several electronic wallets in which you can store, accumulate funds and make payments and purchases through them. Qiwi is one of such popular and widely available payment systems. There are several options for replenishing such a wallet. The user can independently choose which one is more convenient for him to use: transfer money from the phone to the Qiwi Wallet, pay from a bank card or deposit cash through the appropriate terminals. This article will consider one of these methods.
How to transfer from phone to Qiwi?
There are two options for transferring funds in this way:
- transfer through the service of the mobile operator to which the number belongs, from whose account the transfer is planned;
- use the web service of the Qiwi website.
The principle of using each of these options is not much different from each other: in both cases, the money from the mobile phone balance will be sent to the Qiwi virtual account on the same financial terms. The commission is withheld in any case equivalent. The only difference is the limit on the transfer amount. This will be discussed later.
Procedure for making a transfer through the services of mobile operators
Popular operators providing communication services have services for making payments from a mobile phone account. As an example: the Easy Payment service from MTS allows you to pay for a whole range of different services - utility bills, Internet, telephony, etc. Electronic wallets are also included in the list of possible recipients of funds from the balance. How to transfer from phone to Qiwi? So, let's consider making a payment through the aforementioned service from MTS. Going to the page of the payment service (you can do this through a search engine or from the official website of the mobile company), you must select the "Electronic money" section, enter the number whose account will be used in the form, indicate the transfer amount - please note that financial conditions are also present here, you can familiarize yourself with them during the enumeration process. Next, you need to log in to your personal account before transferring from your phone to Qiwi, and then specify the details of the wallet to which the money will be transferred. About a successful operation, the user willnotified through an appropriate email on the site, as well as a text message.
How to transfer from a phone to a Qiwi wallet through the Qiwi website
The order of actions that should be performed through the service of the company providing this wallet is not much different from the one presented above. You can transfer money from your phone to Qiwi only if you have a valid wallet. If the user does not have one, then you need to register it - the creation operation will take just a few minutes. In the payment execution form (accessible by clicking the "Top up" button), you must specify the operator to which the number belongs, enter the amount, having previously read the financial conditions. At the next stage, the user will have to check the correctness of the data specified earlier and initiate the transfer.
Financial conditions for making transfers
How to transfer money from a phone to Qiwi was discussed earlier. I would also like to note that the transfer is carried out with a commission that is charged by each party - the operator and the company servicing this wallet. Whichever transfer option the client uses, the same amount will be charged.
- For the Tele2 operator, the commission is 9.9%.
- A similar indicator is valid for accounts of MTS subscribers.
- Beeline has a lower commission - 8.95% of the payment amount.
- MegaFon clients can make transfers at 8.5%.
There is also a commission from the operator, which can be clarified when making a transfer.
Earlier it was mentioned about the restrictions that differ when making a transfer from the operator's website and the Qiwi payment service. In the first case, a transfer of up to 5,000 rubles is allowed for one transfer. (no more than 5 transactions per day), in the second, the amount of payment cannot be more than 1,000 rubles. (at the same time, you can transfer the minimum amount of 10 rubles).
In this article, we examined the question of how to transfer from a phone to Qiwi.
