Today, there are a large number of different payment systems and currency operators, with the help of which you can send money anywhere in the shortest possible time. This made the financial turnover as free as possible.
If we talk about a mobile account, then replenishing it, as a rule, is not difficult - any payment terminal, bank or online currency site allows you to do this. The difficulty is just something else - to withdraw money from a mobile account. Especially converting them into a freely convertible form (after all, in fact, transferring funds to another subscriber is quite easy).
One of the largest mobile operators in Russia launched the Beeline. Money service of the same name. With its help, the user has a unique opportunity to pay bills, withdraw money from his account and transfer funds to other network members as simply as possible! We will talk about how the system works, as well as its advantages and disadvantages in this article.
General Description
As you might guess from the very name of the option in question, the main purpose of the Beeline. Money service is cashtranslations. The operator made them possible in different directions, thanks to which the subscriber actually got access to the funds placed on his mobile account. Previously, other operators did not do this, so the service is truly unique in its kind, and even somewhat innovative.
Thanks to her, your phone account ceases to be "closed": the Beeline. Money service makes it something like a wallet that you can use if necessary. In the article, we will describe in more detail the conditions under which this can be done, and how funds can be exchanged and withdrawn.
Opportunities
The service makes it possible to make transfers from and to a mobile account (Beeline) using the Unistream payment service, as well as through a bank card at ATMs connected to the Beeline. Money service. At the same time, a transfer to a card can be carried out without further withdrawal of funds in cash. This is already done by the client at his own discretion.
As indicated on the website of the mobile operator, in this way, the subscriber can, for example, make transfers to his relatives or receive payment for the work done. In fact, Beeline mobile money can be equated to other electronic payment systems, because each subscriber is able to deposit and withdraw funds from his account.
Restrictions
True, as in the case of any other payment system, Beeline has some limitations that you need to be aware of. Firstly, this is the amount that can be withdrawn usingATMs. A one-time payment cannot be more than 5 thousand rubles, while a subscriber is allowed to withdraw no more than 40 thousand rubles from the system per month. Even when withdrawing money through an ATM, it is necessary that 50 rubles or more remain on the mobile account.
Secondly, the conditions are also imposed on what card should be in the account. "Beeline. Money" makes it possible to withdraw funds from no more than 5 bank cards, provided that they were previously authorized and linked to the subscriber's account (we will talk about this later). Thus, mass payments will not work. Obviously, using such a mechanism as a method of making payments is possible only in rare, emergency situations.
Thirdly, there is a limitation on the number of subscribers who can transfer funds to one card (or account). So, through Beeline. Money, money transfers can be made from no more than two cards within one month.
Service cost
As already noted, Beeline removes the commission for carrying out operations to withdraw funds from the account. This is a normal procedure that all payment systems resort to. Its size is determined by where exactly the transfer is sent. If the user selects a bank card as a means of payment, Beeline. Money charges 50 rubles, provided that the payment amount is between 50 and 1000. If a person is going to withdraw more than 1 thousand, but less than 14 thousand rubles, the commission will be equal to 5, 95% and 10 rubles for one transaction.
To withdraw money through the Unistream system, the conditions are more loyal. So, to receive funds in this way, it is enough to pay a fee of 2.99% of the total payment amount.
Withdrawal mechanism
If you want to use the option described in this article, we will tell you about the operation of the Beeline. Money service so that everything becomes clear.
So, first of all, the subscriber must submit an application. This is done using a mobile phone by sending an SMS with the text RUB 1000 (where 1000 is the amount you want to withdraw, it can change) to number 7878. In response, the service will send you an SMS, which must be confirmed by sending the number "1" via USSD -request. Next, expect a special security PIN valid for three days. With it, you can already, in fact, carry out an operation using one of the ATMs that support the withdrawal function through Beeline. Money.
Output to phone
An alternative possibility is to transfer money from a Beeline subscriber account to another user. It is important that his phone number can be served by any other operator - there are no restrictions in this sense. Simply fill out a special form on the company's website, in which you indicate all the required data - the phone numbers of the recipient and sender of funds, as well as the amount you would like to transfer.
You should be aware of the commissions that apply to the operation. "Beeline. Money" charges 3.95% from the subscriber plus 10 rubles for each transaction withwithdrawal of funds to another number of the same mobile network. As for other operators, in the case of working with them, the commission increases to "net" 4, 95%.
Other destinations
The system allows you to withdraw money from your mobile account and in other directions. In particular, these are: buying movie tickets, paying for travel services with the most popular services, paying off debts on bank loans, buying additional content in games and Google Play, and much more. With the service, using SMS messages, you can also transfer funds to electronic wallets served by Webmoney, Qiwi and Yandex. Money. The commission, of course, is charged quite high - 8.50% of the payment amount, as well as 10 rubles for each transaction. But such a function gives a high degree of mobility of your funds.
Service Benefit
As mentioned above, the option in question makes it very easy for mobile subscribers to use the company's services. Firstly, you can transfer money from your account in emergency situations, for example, when you want to lend money to a person in the shortest possible time. The important thing is that he will get them at the ATM very quickly. Secondly, it gives access to the subscriber himself to the money placed on the account. Again, in a situation where, say, you lack a little money to buy something, you will know that you have a “reserve fund” in the form of a mobile account from which you can withdraw a small amount. Thirdly, you are given the opportunity to make otheroperations (you can see them on the Beeline. Money website): transfer to a Troika card, processing funds through post offices, paying fines, using Internet services, television, and much more. This makes the phone a universal payment tool that is always at hand.
How to activate the service?
The advantage of the function is that it does not need to be connected purposefully. It is enabled by default for all subscribers. There is no point in asking how to activate the Beeline. Money service, since it only needs to be activated. And this is done by the combinations that were described above; as well as using the online service of a mobile operator. Only the age limit is noted, which, according to the law, the subscriber must overcome - this is 14 years of age. There are no other features in using the service.
Subscriber reviews
As expected, user feedback for this convenience feature will be overwhelmingly positive. Going to the site with reviews, you can be sure of this - the majority praises the service, noting its simplicity and speed of work. As the experience of other subscribers shows, the fastest withdrawal is through a Visa card - others may allow some delay. Therefore, if you do not have one, we recommend that you issue a card. Beeline. Money, however, also works with other types of bank cards.
Another advantage of the service is, as already noted, the withdrawal to electronic wallets. True, according to user reviews, withfor such a transaction, the commission is almost 9 percent of the payment amount.
It should be noted that the only, most common negative point that almost every user writes about is the commission. When working with some directions, it can increase, due to which sometimes the amount received can differ very significantly from the one that was originally on the mobile account. This makes the use of the service not as accessible as one would like, and forces one to use it only in extreme cases.
