Various bonus programs are popular among large companies. They are intended, first of all, to stimulate purchases by regular customers. Motorists are no exception.
Lukoil Bonus Program
For car owners who frequently use the services of Lukoil filling stations, the company offers special cards that allow them to receive an additional discount in the form of points. The Lukoil bonus card is issued to participants in the promotion held at the network of gas stations in the majority of constituent entities of the Russian Federation. For every 50 rubles spent within the framework of the program, 1 point is credited to a special account. Subsequently, the accumulated points can be used to pay for purchases made at Lukoil gas stations. Moreover, you can purchase both fuel and other goods. 1 point, if the Lukoil bonus card is used for payment, is exchanged for 1 ruble. Participation in the program is voluntary, and therefore not all Lukoil customers use the opportunity to receive additional discounts. Many are sure that the activation of the Lukoil bonus card will take a long time. Otheruse the services of these gas stations only occasionally. And still others simply do not know where to get a Lukoil bonus card. In fact, everything is quite simple, and in this article we will answer all questions related to the program.
Card design
The Lukoil bonus card is issued free of charge at all sales offices of the company in the regions participating in the promotion. Anyone can take part in the program. To do this, at the office, you must fill out a short questionnaire, in which you will need to indicate your last name, first name and contact information. It should be remembered that one person can receive only one card. Within 24 hours after the card is issued, an SMS message with a code for registering the card will be sent to the owner's mobile phone.
Card activation
After receiving an SMS containing a password, you must use any terminal installed at the gas station. It is enough to enter a four-digit combination in it. Activation of the Lukoil card is also available with the help of station operators. They will also need to provide the received code and provide the card itself.
Automatically after the activation of the "Lukoil" card, the client becomes a member of the club of regular customers. All purchases made at gas stations can be recorded from this moment. It will not be superfluous to visit your personal account on the club's website. There you can get up-to-date information about accrued and spent points.
What to do in case of problems?
There are situations when the Lukoil bonus card was lost or stolen, card registration failed, an error was made when entering the number, or other problems occurred related to participation in the bonus program. In such cases, you need to contact the special phone number: 8-800-1000-911. Customer support specialists will be able to help you with all your questions: send SMS again for activation, tell detailed information about replacing the lost card, check accrual points and so on.
Advantages of using Lukoil bonus cards
Participants of the program, paying for any products at the company's gas stations, receive 1 point for every 50 rubles spent on the bonus card account. You can spend bonus points on fuel or in Lukoil branded stores located on the territory of gas stations. In this case, 1 bonus point is exchanged for 1 ruble. It is not necessary to pay for the entire purchase with points in full, part of it can be paid in cash. True, with such purchases, the accrual of bonus points does not occur.
How much can you save?
It is easy to calculate that the savings that the Lukoil bonus card can bring directly depend on how often the client uses the services of branded gas stations. The specific amount will be different for each motorist. You can accumulate points and then spend them or use them immediately after accrual. In any case, the savings will be about 2%. Considering that you don't have to pay to participate in the program or spend a lot of time on issuing a card, this is quite a good discount.
Card "Lukoil-UralSib"
You can get more bonuses by issuing a joint card from UralSib Bank and Lukoil. This product allows you to accumulate a discount when paying at any outlets. 1 point is awarded for every 50 rubles of the purchase price at Lukoil gas stations and 75 rubles spent with the card in other stores. Every year, the first purchase made using the card will earn the owner a bonus of 150 points.
The client independently chooses to issue a credit or debit plastic card. In the second option, the release and annual maintenance will be free. For a card with a credit limit, you will have to pay 900 rubles. The cost will already include maintenance for the first year.
Credit cards have a grace period of 60 days. This allows you to use the bank's funds for purchases without paying interest. Please note that only goods and services paid for with the card fall under the grace period. The grace period does not apply to cash withdrawals. On the contrary, the bank withholds an additional 2% of the amount as a commission. The maximum credit limit for the Lukoil-UralSib product is 500,000 rubles. The interest rate, subject to repayment of the loan using the minimum payments, will be 30% per annum.
Additionally for customers who have issuedco-branded card, discounts are offered on a number of products of the UralSib Insurance Group. For example, a CASCO policy or property insurance will cost 5% less.
Card "Lukoil-Opening-MasterCard"
Bank Otkritie, which recently merged with the Khanty-Mansiysk Bank, offers a card for its car enthusiast customers that allows them to accumulate points for refueling at Lukoil gas stations and purchases in other stores.
When buying fuel and other goods at a gas station, a customer for every 50 rubles spent will receive 1 point on their bonus account, and for purchases at other outlets, 1 point will be added for 75 rubles spent. You can spend bonuses at all filling stations of the Lukoil network to pay for fuel and other goods. An important plus of this product is the possibility to get up to 1000 welcome points at the first payment at the gas station. The bank will have to pay 850 rubles for annual service.
Co-branded cards "Lukoil-Opening" are issued only by the MasterCard payment system. At the same time, it is not possible to issue a credit limit.