Electronic payments today are becoming more and more popular: online stores and service providers are switching to instant payment systems from a card or an electronic wallet. This, no doubt, is very convenient, because the payment process is fast, without queues and filling out forms. The popular Yandex service is developing by leaps and bounds, and creating your own payment system is a huge breakthrough. How to create an electronic wallet "Yandex. Money" in this system, and will be discussed in this article.
Ways to create a wallet on Yandex
In order to create such a wallet, users are invited to go through authorization in several ways:
- by registering a new account on the Yandex domain;
- through the login of an existing account on the Yandex domain;
- through social networks.
Let's consider each of these methods in more detail.
What if I don't have an account?
How to create a Yandex. Money e-wallet without having a Yandex account? In thatIn this case, you will need to register in the Money. Yandex.ru system by clicking on the "Open Wallet" button. Next, fill in the required fields in the registration form. This is a username, password and mobile phone number. If it is inconvenient to use the newly created mailbox for notification of payments, you can specify another mailbox for sending them. For the security of the created account, you must come up with a complex password that will contain letters, numbers and symbols.
After filling in all the fields, click on the "Continue" button, then the system will prompt you to enter the code received in SMS to the mobile number specified during registration. You will need to enter the code in one of the fields of the form that opens. Here you can also register an additional Yandex account, which corresponds to the phone number, for which you need to check the appropriate box. It remains only to click on the "Open Wallet" button, and the creation of the wallet will be completed.
How to create a "Yandex" wallet: registration process with an existing account
If the user already uses Yandex services, then after selecting the "Create wallet" function, instead of entering a new login, he will need to click on the active link "I already have a login" in the wallet registration form. Next, you will need to log in to Yandex, and then proceed to enter the missing data (usually this is a phone number). Then you need to enter the numbers from the received SMS into the required field and proceed to complete the registration of the virtual wallet,similar to the previous method.
How to create a wallet on Yandex using authorization through social networks
This way to create a Yandex. Money wallet is quite convenient: to create a new login on the service, you need to verify your identity using one of the popular social networks: Odnoklassniki, VKontakte, Facebook, Twitter, or accounts on Mail.ru or Google. By clicking on the desired icon, after going to your profile, you will need to allow the Yandex service access to personal data.
After authorization, you must specify in the registration form E-mail for notifications and phone number. Further actions are the same as described above: you must specify a mailbox for notifications about transactions and confirm the mobile number with the SMS code received on it.
Where can I see the wallet number
Registration and identification of "Yandex. Money"-purse left behind. The next question that arises for each user is how to see the wallet number?
Immediately after registration, the e-wallet number is visible in the window in the center of the screen. It is better to immediately fix this information on paper and store it in a safe place. In the future, the number can be seen by clicking on the wallet icon in the upper right part of the screen.
It is worth noting that there are many useful hints in your Yandex. Money account, and in general the interface is quite convenient - it is easy to understand.
Types of "Yandex" wallets and their features
SystemYandex offers users several types of wallets: anonymous, named and identified. If you create a Yandex. Money electronic wallet without verifying your identity, it will be anonymous. Such a payment instrument has a number of restrictions (a limit on the amount and methods of withdrawing money, the absence of funds transfer operations, the possibility of using it only within the Russian Federation).
If such conditions do not suit the user, he can change the status of the wallet to a nominal one by providing the Yandex service with the data of his documents in the form of an electronic questionnaire. This significantly expands the possibilities: the amount of withdrawal of funds increases significantly, transfers become available, including to other countries of the world. However, the possibility of transferring to a bank account and transferring through international payment systems is still not available. These features, as well as a significantly increased funds limit, are available for identified wallet users.
To pass identity verification and get this status, you can use the mobile bank from your phone. If a Sberbank card is linked to the phone number, then you should send a request for a new status, making sure that the required phone number is in the system. After waiting for an SMS with a code from the bank, you must send this combination of numbers in a response message. Identification should occur within a few days. If this method does not suit the user, then he can apply with a passport to the office of the partner specified in the system (for example, Euroset) withprepared statement. The operator will verify the necessary data and accept the application. In a few days, all possible functions of the wallet will be available.
So, identifying yourself can be almost as easy as creating a Yandex. Money wallet.
How to replenish the wallet balance
The system offers its users a variety of replenishment options, from which everyone can choose the most convenient one. Perhaps the most affordable way to replenish "here and now" is to transfer funds from your bank card. Such a transfer is subject to a small commission (about 1%). Funds can be deposited through an ATM or personal card account (from a computer through a browser or through a mobile application).
Another convenient way is to replenish your wallet from the balance of a mobile phone linked to the system. In this case, the commission is higher - from 7 to 10% for different operators, there are differences in the limits for replenishment.
There is also an interest-free way - replenishment from the operator in Sberbank or in the Euroset store. It remains only to find the nearest point for this operation.
It is possible to replenish a virtual account on Yandex from other electronic wallets (for example, QIWI).
How to use funds from "Yandex" wallet
You can create a Yandex. Money e-wallet in a few minutes, but how can you use the funds on it? The Yandex payment system is not only virtual payments, but also a completely tangible card for paying for purchases. Of course, do not issue a cardrequired: then you can use your wallet for various online purchases.
You can also withdraw cash, but you will have to wait a couple of days: in this case, you need to make a transfer in the system, and then pick up cash at Western Union, Unistream, RNKO RIB (Moscow). Of course, this is not very convenient. Issuing a card makes it possible to withdraw cash from an ATM and pay for purchases in regular stores.
To order the issue of such a card, you need to select the "Yandex. Money Cards" item in the wallet menu and select the desired card. The card can be named or instant (without a name).
Any of these cards can be used to pay for purchases and services, including those outside the Russian Federation, you can withdraw money from them at any ATM. Moreover, if the card is registered and the wallet is identified, then the percentage will not be charged.
A name card must be ordered and then received by mail. Its maintenance will cost the user about 100 rubles per year.
Currently, an instant card can be obtained only in several cities of the country (Moscow, St. Petersburg, Nizhny Novgorod), while 100 rubles are debited from the account.
It is convenient that you can link your Yandex card to your mobile phone and pay for purchases using a special application on it. To do this, you need to bring your phone to the write-off terminal. This payment method is growing in popularity every day, so more and more people are starting to wonder how to create a Yandex wallet.
Webmoney and Yandex. Money: transferring funds from Yandex to another electronic wallet
It is very easy to make a transfer to another wallet or card: you just need to select the appropriate item in the "Transfers" menu of your personal account. You can transfer to an electronic wallet (including another payment system), to a bank card, to a bank account (this method is not suitable for anonymous cards). Each operation is subject to a minimum commission, about which the user will be warned.
Cashback and discounts from Yandex. Money - nice and useful bonuses
Do you want to create a cashback in the Yandex. Money e-wallet? There is nothing easier. In the Yandex payment system, bonuses are awarded for the amounts spent. Joining the points program is very simple: just click on the yellow wallet icon in the upper right part of the page, click on the active link “No points yet” and accept the terms of the program. By the way, in the same place you can see the accrued points when they appear.
Another nice feature: in the "Discounts and bonuses" section of the main menu, there are always a large number of offers for discounts or using cashback from Yandex partners. Among them, everyone can find the right and most profitable!
So, we figured out the registration of the Yandex. Money wallet, the features of working with it. If you have any questions, convenient and informative tips will help you quickly get used to the rest of the intricacies of working in the Yandex payment system.
