Many people receive wages and transfers to Yandex. Money. This payment system has many advantages - it is reliable, funds are credited to the account quickly, and the balance can be viewed at any time. However, there is one drawback - it is not clear where and how to get cash. You can read in this article in great detail about whether it is possible to withdraw money from Yandex. Money.
Famous service
What is this? This is a well-known payment system, which, as the name implies, was founded by Yandex. The service appeared in 2002, competing with such well-known companies as Qiwi and PayPal. This Russian-language service immediately attracted people with its simplicity and accessibility, and the name "Yandex" gave it weight.
"Yandex. Money" not only constantly introduces and uses new technologies, but also strives to make the interface and functions ascan be more convenient for customers. For example, the service was one of the first to cooperate with the largest banks in Russia. Recently, crowdfunding has appeared on Yandex. Money. Now each user can click on the "How to collect money" section and choose the format that is convenient for him. It can be either a button on the site or a link for transfers that you can send to friends. What other options does the server have?
Possibilities of "Yandex. Money"
Payment service "Yandex. Money" opens up a wide scope for a variety of opportunities. What exactly can you do with the service?
- You can perform absolutely any money transactions - buy goods, pay bills, transfer funds to friends and replenish your account with a bank card.
- With the help of "Yandex. Money" you can pay your fines. To do this, just enter your driver's license number. You can pay the fine both with a bank card and from an account on the service.
- It is also possible to check your taxes and pen alties.
- All items purchased with Yandex. Money are protected. For example, if you did not receive the purchased TV, then you can contact the service support department and write a statement, after which the funds will be returned to you.
- You have the opportunity to order a credit card with a balance of up to 150 thousand rubles.
How do I get cash?
Many people are wondering if it is possible to withdraw cash from Yandex. Money? You can cash out money if you order a bank card in advance, which will serve as a plastic analogue of your virtual card. With it, you can not only pay in stores, but also withdraw funds from ATMs. Moreover, in 2017, the company canceled the commission for cash withdrawals, so you can receive an amount of up to 10 thousand rubles inclusive, without paying anything for it.
How to withdraw cash in "Yandex. Money"? Order a plastic card on the website. Its service and delivery will cost you 300 rubles, but you will always have the opportunity to pay with a bank card. In addition, you will receive 5% cashback in points at the end of each month. And of course, it will give you the opportunity to withdraw cash from regular ATMs.
Where can I withdraw "Yandex. Money"?
We note right away that there are no specialized Yandex. Money ATMs. But the service works with the largest banks in the country, which gives you the opportunity to receive funds in almost any corner of the country. Where to withdraw "Yandex. Money"? Since the company issues plastic cards of the MasterCard payment system, you just have to find an ATM with such a mark. Most often, people prefer to withdraw funds from Yandex's partner banks:
- Sberbank;
- "MTS Bank";
- "Ural Bank";
- "Goldcrown".
The same ATMs can also be used to replenish your account without commission. How to withdraw "Yandex. Money" through an ATM? Remember your PIN code from the card in advance if you have not used it for a long time. Then find on the map the nearest ATM to you. Otherwise, the procedure for withdrawing cash from a Yandex. Money card is no different from similar operations with ordinary plastic cards.
How else can I withdraw cash from Yandex. Money?
There are several more ways to withdraw money from the Yandex service:
- Withdraw cash to the card, and then use it in any way convenient for you. If you do not have a Yandex. Money card, you can pay for goods and services via the Internet. But what if you need to pay for a purchase in a store? It's very simple - withdraw funds to your debit or credit card. True, this method has one drawback - a large commission. For the withdrawal you will have to pay 3% and 45 rubles in addition. It often turns out to be more profitable to order a Yandex. Money card once than to pay a transfer fee every time.
- You can also withdraw cash by bank transfer. You can thus transfer funds either to yourself or to any individual or legal entity, as well as an individual entrepreneur. A commission of 3% is charged for this operation, but the funds are usually credited to the account much faster. Go to the "Withdraw" section and fill in all the data that is necessary for the transfer. Afterthe money will go to the account, you can get it just by coming to the bank. You can make transactions for no more than 15 thousand rubles per day, and there is a limit of 300 thousand per month.
- With the help of money transfer systems, you can also get your "hard money" without worrying about making unnecessary cards. How to do it? Link your wallet to Webmoney, Contact or Western Union services. Then create an application and click "Transfer". For the operation, you will be charged a commission of 3% and 45 rubles. You can withdraw cash at any physical branch of the money transfer system to which you transferred your money.
Discounts and bonuses of the system
There are many additional discounts and bonuses in the Yandex. Money system that make its use even more enjoyable. For your purchases, you receive cashback, which is credited to your account in points at the end of each month. The service often offers favorable conditions for certain categories of goods. In some stores, you can get a higher percentage of cashback. For example, when shopping on AliExpress, you can return up to 7% to your account. Sportmaster offers 6%, and Sephora up to 10% cashback. But where can these points be used? They can be spent in stores, partially paying the purchase amount, as well as for transferring funds for utilities and fines. This is not only profitable, but also very convenient.
Commission and additional payments
What are the commissions and hidden fees in"Yandex. Money"?
- You can pay for purchases online and with a card without commissions.
- When transferring to another Yandex wallet, the commission will be minimal - only 0.5%.
- If you are going to replenish your Yandex. Money account with a bank card, the service will take 1%.
- Withdrawal from wallet to card will cost you 3% + 45 rubles, but not less than 100 rubles.
- Exactly the same rates apply to withdrawals via bank and money transfers.
- Withdrawing cash using a Yandex. Money card up to 10,000 rubles is not subject to commission. For withdrawals of a larger amount, you will have to pay 3%.
Expert Tips
Many freelancers who work remotely accept payment for their work on Yandex. Money. And since commissions can be quite large, it is very important for such people to choose a cash withdrawal method for themselves that will not cause significant harm to their wallet.
How to withdraw "Yandex. Money" without commission? Experts advise getting a Yandex. Money card. This is the best option for those who do not want to spend their time and money on additional procedures and translations. With this method, you can withdraw cash from any ATM that supports MasterCard cards. What's more, you don't even have to pay a commission for it. True, some people note that in some branches the bank itself can take a commission, so this momentit is best to clarify in advance by calling or asking a consultant.
Results
In terms of popularity among the Russian population, Yandex. Money has long outperformed its competitors - Qiwi and Webmoney. Many performers and customers work exclusively with this system, trusting it with their funds and paying bills from a virtual wallet. How to withdraw "Yandex. Money"? You can do this in several different ways, such as transferring money to your bank account, withdrawing cash from an ATM, or making a bank transfer to a checking account. Choose any convenient way and act!
