Online payment systems mean convenience and comfort of payments, saving time and resources. The main task of the user is to choose such a financial holding that will provide a minimum period for any operation, clear and simple tools for their implementation, and a small commission. All these requirements are met by the QIWI payment system. Its main advantages are the speed of financial transactions and the simple interface of the official website. In order to take full advantage of the holding service, it is necessary to register a personal account. "Kiwi" provides such an opportunity to everyone without restrictions.
Register
To carry out this procedure, the user needs to use the "Create Wallet" icon. After clicking on it, enter your mobile phone number and character set in the captcha. Almost everything. After that, the client will already have a Qiwi wallet, a personal account. The entrance is also carried out using a mobile phone, more precisely, its number. It is the login of the payment system client.
Some features
It's no secret that neitherone site does not provide full functionality to unregistered users. QIWI is no exception. So what opportunities are provided to the user-owner of "Kiwi Jack"? The personal account, first of all, makes it possible to tie a card of almost any bank to the system. Needless to say, that calculations, transfers, transfers using a credit card are convenient, intuitive?
By logging into his personal account, the user can replenish his electronic wallet, as well as withdraw funds from it at any time convenient for him. There are several ways to carry out such financial transactions by the system. Omitting the possibility of resorting to a bank card, we can single out some of the most convenient ones:
- replenishment from the accounts of mobile operators MTS, Megafon, Beeline, etc.;
- use of Euroset network services;
- cash transfer using terminals.
The last method is worth telling in more detail. Thus, the Qiwi personal account gives its owner the right to use a unique service.
Maps & mobile apps
The very first page of your personal account provides an opportunity to use some convenient services. One of them is mobile applications. They can be used by owners of gadgets on Android, as well as lovers of iPhone, iPad, Windows Phone. The system itself does not post mobile applications on its website, but from its pages you can follow a direct link to download programs.
By entering the Qiwi personal account using a phone and a mobile application, the user can easily determine the location of the payment system terminals. To do this, the client just needs to make several transitions through the pages of the site. In the "Top up" menu there is a link to the "On the city map" service. It is there that maps of any, even the smallest, settlement of the Russian Federation are located.
The locations of the terminals on the diagrams are displayed with special icons. Each of them is additionally provided with an exact address. On the street or in the subway, in a supermarket or at a railway station - almost everywhere a client of the QIWI payment system can easily find a terminal.
Settings
Kiwi's personal account, like any other serious account, has several alternatives that allow customers to expand the functionality of the system. By going to the "Settings" menu, the user can connect three types of electronic wallet.
- "Anonymous". The owner of a wallet with this name does not have the right to transfer funds, purchase all types of holding cards. The system also imposes a limit on the amount of financial transactions. The ability to make payments is limited to 15,000 rubles.
- "Partially identified." To purchase such a wallet, the payment system prompts the client to enter some personal data. In addition to the last name, first name, patronymic, the date of birth, series and passport number must be indicated in the form. After registration, the electronic wallet will become a tool that will increase the payment limit to 60,000 rubles,remove restrictions on funds transfers, allows you to issue a virtual Visa card.
- "Fully identified." Registration of this type of electronic wallet is possible only in retail networks of system partners (the list is available on the QIWI website) upon presentation of a passport. A fully identified account gives its owner not only the opportunity to use all the functionality, but also protects against fraud.
Qiwi wallet, personal account: security
Even with an "Anonymous" account, the client does not have to worry about the safety of his funds. The five-step security system is a fairly reliable protection of electronic money.
