The official date of creation of the Webmoney payment system can be considered 1998. Since that time, this payment system has been constantly gaining momentum and at the moment remains the most popular electronic payment system in the world. But despite this, questions about what WebMoney is do not subside. Therefore, it is perfectly reasonable to raise this issue in order to sort it out once and for all.
What is "WebMoney"?
If we compare the system of electronic money with credit cards, then the first, of course, is a relatively new kind of electronic money. Every year it is gaining more and more popularity, which is why it is already difficult to find such a person who does not know (at least superficially) that electronic money exists and many users of such systems continue to work successfully with them.
It should be noted that officially "WebMoney" is title units, each of which has its own specific value based on its specific category.
Why do we need"WebMoney" and where you can use them
In fact, this type of electronic money is quite convenient, because with the help of them you can perform almost all the same manipulations as with real money, and there is no need to even leave your home when paying for utilities, communications, the Internet, buying goods in online stores.
Another striking example of what a WebMoney wallet can help with is numerous online stores, and you can buy almost everything on such services - from bread to household appliances. Given the modern rhythm of life in large cities and metropolitan areas, constant traffic jams, lack of free time, it is much more convenient to purchase this or that product without leaving home, in a relaxed atmosphere, with delivery to the doorstep.
Endless queues for paying utility bills can not only take a lot of time, but also ruin your mood. And a tourist who moves around the world can, without contacting an exchanger, convert money by moving it from one wallet to another, while the rate will be at a democratic level.
It should be said that people who work remotely will not be able to get paid for their services without the help of e-currency.
What is WMID for
Each new registered user is given a number consisting of 12 characters, which is a personal identifier (WMID). Thanks to this number, any user of the system can be quickly located, so it acts as something likelogin in the system.
Create "WebMoney" and get your WMID can be any person, in the same way, each user can view all the information thanks to this identifier, so that the transaction being made is as safe as possible, and in case of fraudulent actions, you can file a claim with service administration.
It is worth noting that for one WMID, you can create not one "WebMoney" wallet, but several, which greatly facilitates its use.
What is WebMoney Keeper
If everything is clear with the question of what "WebMoney" is, then the next step will be to explain such a concept as WebMoney Keeper. This is nothing more than special software that is provided free of charge to all users of the system. Thanks to this service, you can directly control your account and get easier and more convenient access to all services in the system.
Due to the fact that there are several varieties of specialized versions of this software, the user has the opportunity to choose exactly the type that will be primarily convenient for him and contain the full range of necessary functions that meet his requirements.
Main versions of WebMoney Keeper
WM Keeper Mini is the simplest version of the program that is available in the browser. It is convenient primarily because thanks to it you can use your account from almost anywhere in the world where there is an Internet connection. His safetyconsists in entering the mailbox, password and security code. There are restrictions on the withdrawal and transfer of funds, but this is only for your safety.
WM Keeper Light - this version of the program is as simple as the previous one, only it has additional protection and functions.
WM Keeper Mobile is a program for smartphones or phones.
WM Keeper Classic is an application that is assigned to a personal computer. The maximum degree of protection and a full range of services cannot but rejoice, the only thing worth noting is a complex multi-stage registration with confirmation of mail and phone number.
Despite this, step-by-step registration has hints to make it easier for you to navigate. You need to start from the official website where you can download the software to your computer. Next, registration, entering all the necessary data, including passport data, after which we create a wallet.
Creating a wallet
Before you start using and evaluate all the advantages that electronic money has, you need to create a "WebMoney" wallet. This is to ensure that your savings have a certain storage space.
After the user has logged in, you need to find the icon with the inscription "Wallets", then click on the plus sign "+" in the space provided for this.
Next, you should decide what type of wallet you are interested in, based on the currency that you intend to use, after you need to entername and click "Create".
All functions are now available to you.
How to use
Now you can transfer funds to "WebMoney" in order to do all sorts of operations with them. In order to deposit a certain number of title units into your account, you need to choose one of the methods that will be relevant and convenient for you. Can be used:
- Exchange offices that exchange cash or non-cash money for title units of the service directly to your wallet, for this you only need to provide its unique number.
- Internet banking, ATMs and payment terminals. One of the fastest and most convenient ways.
- Bank transfer.
- WM-cards.
- Postal transfer.
In the "WebMoney" system, the account will be presented to the user, and after payment, the title units will arrive in your wallet.
Inside the system there are a large number of convenient services, thanks to which you can quickly and without any problems pay for various services, Internet or cellular communications. You can also find the store closest to you that accepts the title units of this payment system. And if you enter a current account in a special field, you can pay for housing and communal services, communications. At the moment, almost the whole world accepts payment in this way.
If necessary, you can pay for any services, make a transfer, even take or issue a loan. Most operations through "WebMoney" requireconfirmation of login, password or other authorization method, depending on the keeper that is used.
Withdrawals and fees
Now it's worth talking about the commission, which is charged to the user for almost any operation, with the exception of depositing funds. In all other cases - when transferring, withdrawing and paying for services - Webmoney charges a single commission, which is 0.8%. It is worth considering this when manipulating finances.
Now you know what "WebMoney" is, and you can safely start working with this popular payment system.
