The payment market does not stand still, constantly developing by adding more and more new services. Some of them can offer revolutionary solutions, significantly simplifying the life of a huge number of people at once, while others make it possible to use the lowest tariffs, while others have a favorable exchange rate within the service, due to which the demand for their services is growing. One way or another, each of the platforms operating in this niche has something to offer its customers.
The same can be said about the Ukrainian service "Purse" (payment system). This is a full-fledged platform for paying bills, settlements in different systems, interaction between customers and online stores, and other areas of services. About what this service is, what advantages and disadvantages it has, we will tell in this article.
General information
It should start with the presentation of the company Portmone LLC, which began its activities in Kyiv in 2002. Initially, the service was engaged in replenishment of accounts in various payment systems, electronic currency exchange and simple money transfers. In the future, the service “overgrown” with a significant number of regular customers, and this made it possible to reach a completelynew level.
Today "Purse" (payment system) is a full-fledged financial product that provides for the interests of thousands of customers. Recently, the firm has launched an active advertising campaign by placing its ads in Kyiv subway cars.
Cooperation with banks
The service, judging by the information on the official website, is actively interacting with various banking institutions, providing a range of services. In particular, these include the delivery of electronic invoices issued to customers, making payments via the Internet, motivating system participants to issue bank cards, and so on. As indicated directly on the company's website, the partner banks of the system are: PrivatBank, Oschadbank, Raiffeisen Bank Aval, Alfa-Bank, UniCredit Bank and other structures.
Online shopping
As you can see on the company's website, another area in which "Purse" (payment system) participates is the maintenance of online stores. In particular, the system is ready to provide tools for settlements between the client and the seller, providing a reliable connection based on high technologies with the appropriate certificates. All of them meet the highest security requirements in the network, which is documented. You can learn more about the materials on this topic after viewing the information on the website of the service.
Accepting payments
Except stores,any legal entity can use the tools for depositing funds to the account. To do this, it is enough to connect to the solutions developed by the Portmone company (payment system). These include: automatic payment of bills, payment service through a card or mobile phone, service using a billing system, and more. All this makes it possible to transfer funds without commission, in the simplest way, but at the same time in the most comfortable form for the buyer (client). Due to this, we can say that "Purse" (payment system) is a reliable partner for any business.
Fares
The versatility of the company that we describe lies in the fact that it can offer favorable conditions to both banks and companies, as well as individuals who directly use its services. You can verify this yourself by analyzing the information provided on the service website. In particular, in this context, we are interested in the “Rates” tab, which describes the “Purse” commission charged for each operation.
And it is formed very simply: for each payment, the client is charged from 0 to 2 percent (depending on the type of operation). In this case, the minimum rate is 1 hryvnia. However, there is also one note on the terms and conditions page regarding the issue of fees. It indicates that the "Portmone" service charges a transfer from card to card according to individual conditions. In particular, this is 1% of the deposit amount plus 5 UAH.
On specialother transactions are carried out. For example, a payment for arbitrary details made by a client will be carried out at a commission of 2 percent of the amount plus 4 hryvnias. Another category is payments to the budget with a commission of 2% (with a minimum of UAH 8).
Subscription fee
Given a systematic approach to the provision of various services, the company "Purse", reviews of which we will describe a little later, works for a monthly fee charged to each user on a monthly basis. As indicated on the official website of the service, it is 9.90 hryvnia per month. For this amount, the client receives, firstly, a more favorable commission percentage than that set in other payment systems, and secondly, he is given access to convenient functionality that allows you to easily plan your expenses and indicate all accounts on to be transferred money. In the templates for automatic sending of funds in the future, you can add, as indicated on the Wallet website, a transfer from card to card.
Service
Why is this system so good that subscribers are ready to make monthly payments for its use? First of all, it is accessibility. Resource administrators have made efforts to make their service permanently available to all users. Firstly, they have entered into agreements with service providers, according to which the client can use the Portmone.com website even if he does not have funds on his personal account. This is useful, for example, if you want to top up your account so that you canaccess the internet.
Secondly, if you register an account on the "Purse" service, you will be able to use various convenient tools for various purposes. For example, these include quick payments (just fill in the card details of the sender and recipient and click the button to transfer money).
In general, we can say that from the simple and familiar functionality to all of us, the authors of the project managed to make something more convenient and comfortable for work than other similar services and services. This, in turn, attracted customers and made the platform so popular not only in the Ukrainian market, but also in Russia and other countries.
The platform that we characterize is really profitable. For a nominal monthly fee, it offers affordable rates. And earlier (under the action) provided, judging by the reviews, the "Purse" service replenishment without commission within two months. True, at the time of this writing, this proposal has lost its relevance.
Reviews
Finally, in order to form your impression of the site in full, I would like to give some recommendations left by customers with experience from interacting with the service. So, judging by them, in general, Portmone is really an opportunity to perform all tasks quickly, conveniently and simply. You can send money in any direction at the best rates using this service. Most users say they are satisfiedservice here.
True, there is also a small proportion of those who call the service fraudulent and believe that the money was stolen. In particular, people write that they wanted to send 5 hryvnias, but 300 hryvnias disappeared from the account. How this can be, and why the support service, according to their version, did not help, remains a mystery.
At the same time, thousands of other users are doing great, so we invite you to try it too!
