If seven years ago, bank cards were mainly used to withdraw cash through the ATM network or to make purchases in stores, but now their functionality is much wider. With their help, people can pay for utilities, pay for purchases on the Internet, replenish the accounts of mobile operators and communication providers. But the main advantage is that you can do all this without leaving your home.
Mobile recharge options
Many people know that you can transfer money to your phone directly from a bank card. But at the same time, they prefer, if necessary, to go to the office of the telecom operator every time and purchase a recharge card there. So they feel more confident and do not worry that the money may not reach. But the dynamic development of technology allows you to transfer funds to your mobile account without risk in other ways.
First you need to figure out how to replenish your phone account with a Sberbank card. This can be done in several ways. It is very convenient to use Internet banking. But for this you need to have access to the Internet. But even its absence is not a problem, because everyone can use the connected Mobile Banking service. For those who do not trust modern technologies, there is another option, how to replenish a phone account from a Sberbank card. This is a payment terminal.
Personal account on the site
One of the easiest ways to transfer money to an account opened with a mobile operator is to use Internet banking. By logging into your Sberbank-online personal account, you get the opportunity to pay for mobile communications. To do this, it will be enough to click on the appropriate tab, select the item "Payments and transfers". On the screen of your monitor, you will see a menu in which you can easily figure out how to replenish your phone account from a Sberbank card. To do this, you need to select only the mobile operator whose services you want to pay for.
After these steps, you will need to enter the phone number you want to top up in the specially designated field. You will also have to specify from which card you want to make a payment. The number is entered without +7 or 8, it must consist of 10 digits. In addition, you must enter the amount of replenishment. It is necessary to confirm your intention to replenish your phone account with a Sberbank card by entering a one-time password in a form specially designated for this. If you transfer money to the same number often enough, you can create a payment template.
Connecting to Sberbank-online
Many people understand all the benefits of using an Internet service, but do not know how to start using it. In fact, becoming an advanced user of Sberbank-online is not difficult. To do this, you need to get a login, which is a personal identifier, and a permanent password with which you can log in to the site.
Only Mobile Banking users can connect to the Internet service. It can be activated at the nearest branch of Sberbank. To become a user of the online application, you need to contact the bank manager at the branch or use the installed self-service terminals. Access can also be requested by sending an SMS to number 900, indicating in the text of the message the word "Password" and the last four digits indicated on the card issued by Sberbank. How to top up your phone account in the online account, you can easily figure it out after gaining access to it.
Mobile Banking
If you do not have access to the Internet, and you do not want to leave the house, then replenishing your mobile account is not a problem. True, for this you must have the Mobile Banking service activated. It is activated at the request of the client in any branch or self-service terminal. At the same time, it is important to remember that a monthly subscription fee is charged for its use.
You can top up your phone account through Sberbank by simply sending a message to 900. If you have one card connected to the mobile service, you cando not specify anything else. Otherwise, you must also enter the last four digits from the card with which you want to make the specified payment.
To transfer funds to another phone, you need to send an SMS to the same number 900, in which you indicate the number to which you want to transfer funds and the amount of replenishment. If you do not specify the code of the card from which you need to debit money, the bank will choose any with a positive account balance.
Self-service
For people who do not want to use the online service and refuse to pay for mobile banking, there is another way to transfer money to an operator from a Sberbank financial institution card. You can also recharge your mobile phone account through self-service terminals (or ATMs).
To do this, you only need an active bank card. Insert it into an ATM or terminal and select the item that offers to pay for mobile communications without charging additional fees. After that, you must enter the number (you need to start with the number 9) and the desired amount of replenishment. The minimum payment is 10 rubles. Using this method, you can top up any phone.
Autopay
If you constantly forget to keep track of your balance, make payments to the operator's account and often run out of money, then you will be interested in the following service. The bank offers to connect "Auto payment", and the money will be transferred to the specified number without your participation. Understand how to replenish a phone account with a Sberbank cardautomatic mode, not difficult. The meaning of the service is that as soon as the account remains less than the amount you specified, the number is replenished.
You can connect it at any Sberbank terminal. To do this, you must first insert a card, in the "My Account" menu, select the "Auto payment" item. Don't forget to read the terms of service and confirm your agreement. After that, enter the number to which the money will be credited automatically. You will also need to specify the balance of funds at which the payment should be made, and the amount of replenishment. You can also activate automatic payment through Mobile Banking. To do this, you will need to send the word “autopayment” to number 900, its amount, the size of the balance at which auto-replenishment will occur.
