For the second decade, electronic money services have been popular among Internet users. And if they started working only within the framework of providing services for receiving funds to virtual wallets, paying for mobile communications, utility bills, goods in online stores, then at present the situation has changed somewhat. Almost all services that register electronic wallets have passed the official legalization of business with the opening of a servicing bank and obtaining the necessary license to work.
The QIWI payment system, which appeared in 2007, had a similar story. In 2010, the 1st Processingovy bank became part of the Qiwi group, which was renamed Qiwi Bank CJSC the following year. From that moment on, system users have the opportunity to order a "Kiwi Visa" card.
Currently, the bank offers 5 options for receivingdebit cards.
QIWI card payWave
The personalized plastic card supports contactless payment. In addition, it has a traditional chip for added security. Free service and replenishment from another card, no commission when paying for goods in Russian stores are the main advantages of this card.
If the owner decides to pay with it abroad or via the Internet in a foreign store, the commission for payment will be 2.5% when paying in rubles and 0% when paying in another currency. You can get cash at any ATM in the world with a commission of 2% + 50 rubles. The wallet and Qiwi card, which can be ordered by each client of the payment system, have a combined account, so the balance can be tracked in your personal account.
The card is valid for three years, and the owner pays only the cost of making the card in the amount of 199 rubles. You can order a Qiwi card of this type with delivery by Russian Post or courier service.
QIWI card payWave +
Also a personalized card with similar terms of service. Differs from the previous period of validity. Instead of three, the card is valid for five years.
To receive it, the user only needs to order a Qiwi card by mail or by courier. The production cost is 249 rubles.
QIWI TEAM PLAY card
This type of card will be appreciated by fans of online games. There are three external options available.type, the nickname is indicated as the owner's name. Linking to an account on Steam, Battle.net and PlayStation Store will allow you to automatically top up your balance in games.
You can order a "Kiwi Visa" card, on the plastic of which the name of the account in the most popular gaming services is indicated, in your personal account on the official website of the payment system. For its registration, there are preferential conditions for the required package of documents and the age of the owner: it is enough to present a passport upon receipt, and any client of the payment system over 14 years old can be a client.
The card is valid for three years. Production cost - 199 rubles.
Kiwi card: where to order
The described card is designed for offline, online payments and cash withdrawals from ATMs.
Contactless payment not supported and no chip, but terms of service are similar to other options. There is also no annual subscription fee for banking services. When replenishing with another card, no commission is charged. Free and transactions when buying in Russian online stores. An order for issuing a card is also made in your personal account on the website of the Qiwi system.
It has a slightly shorter validity period of two years. You can order a card for only 149 rubles.
Priority
Mother-of-pearl card for the elite. Issued when connecting the service package of the same name, which includes:
- support for payWave contactless payment technology;
- increased monthly withdrawal limit up to 600,000 rubles;
- Annual free SMS-informing about receipts and debits from the card online. Messages are sent to the mobile phone number linked to the virtual wallet;
- priority service when calling the call center without waiting, answering machine and queues. The operator will respond within 10 seconds.
The card is issued in a limited edition. The validity period is 3 years. The cost of the Priority service package is 799 rubles per year.
How to apply for a card
The order is placed in the personal account on the website of the payment system in several stages. You can choose the type of plastic and familiarize yourself with the terms of service in the "Card catalog" section on the "Bank cards" tab.
In the proposed form, you must enter the full name of the owner
- Do not forget about the need to present a passport upon receipt - checking the specified data will avoid misunderstandings during subsequent service.
- At the stage of specifying the address and method of receipt, you must select delivery by Russian post or courier service, and in the appropriate fields indicate the region, city, street, house and apartment number of the recipient.
At the third stage, the payment method is indicated: from a wallet account or any bank card. Regardless of the chosen source of funds, the payment system does not charge a commission for the transaction
At the final stage, you must confirm the decision to issue the card by entering the password received on the mobile phone linked to the account
The card is usually produced within five working days, after which it is sent to the client in accordance with the chosen delivery method.
How to get
Future owners are offered several options for obtaining a card:
- Delivery to the Russian Post office, delivery time from 8 to 30 days depending on the region of the customer. The service is absolutely free.
- Courier delivery takes 5-10 days. The courier will bring an envelope with a card to the specified address, the cost of the service is 300 rubles, paid when placing an order.
If mail was chosen as the desired type of delivery, in your personal account it is possible to track the readiness and movement of the card. To do this, just go to the "Bank cards" tab and click on the "Track card" button.
The process of obtaining plastic is combined with the identification procedure.
By presenting a passport for collection, the account holder in the payment system confirms his identity and raises the status of the account.
How to order a Qiwi card in Crimea
Residents of the peninsula ask this question quite often. The special status of this region of Russia introduces certain nuances and creates difficulties for ordinary people. When placing an order and specifying the delivery address, the owner of a virtual wallet in the payment system, residing in the Crimea, will facethe absence of the region in the list of regions.
Ingenuity and understanding of the principle of operation of the Russian Post can come to the rescue here. All shipments (letters, parcels, parcels) are accepted with the full address of the recipient, which includes the postal code, the name of the region, city, street, house and apartment number. But in most cases, employees of the All-Russian delivery service pay attention to the index. Therefore, when ordering a card in your personal account, it is recommended to select the Krasnodar Territory in the list of regions, and fill in the rest of the fields as accurately as possible. Particular attention should be paid when specifying the index. It is he who will pay attention when sorting letters and parcels at the points of the Russian Post.
Things to remember
After receiving the card, you must go through the procedure for its activation. Until that moment, it is impossible to use it and pay for purchases on the Internet or supermarkets, as well as withdraw cash from an ATM. Before activation, the card is nothing more than a piece of plastic. This was done for the safety and security of the client's funds in the account.
To register a card in the system, you must go to your personal account on the official website or mobile application.
Procedure for registering through the website:
Go to the "Bank cards" section in the top menu
- Click on the "Activate card" button.
- Enter the number printed on the front side of the plastic.
- In the window that appearsenter the confirmation code specified in the SMS message. SMS is sent to the linked phone number.
In the mobile application, to activate the card, you must select the following items in sequence: "Cards", "QIWI plastic cards", "Activate card". Further, the sequence of actions does not differ from the option proposed for the website.
Hint for those who want to save money: tracking news and ongoing promotions of the payment system will in some cases allow you to get a card absolutely free of charge or for symbolic money. For example, until December 24, 2018, the promotion "Cards for the ruble" is held.
