What are Internet wallets and which one is better to choose? Consider in the material of this article. Beginners and new users of the World Wide Web will have to find out what types of electronic wallets are, what EC is, what is the rating of these electronic payment systems at the time of 2019. And also how to choose your wallet. Let's consolidate all this with a comparison and, finally, find out which is the best online wallet to choose.
Why is it needed
Starting it up is a matter of five minutes. Moreover, it is free and completely legal - you will not have any problems. And for those couple of minutes spent, you get a lot of conveniences, as well as the ability to make payments over the Internet quickly and legally. Also, if you do not work on the Internet, you are provided with ordinary payments: utility bills, phone bills, Internet, and so on. And if you work on the Internet, then an electronic wallet is a must-have for you. Without it, you will not be able to receive wages. Which is better to choose an electronic walletfreelancer? Answer: any, but the best - Qiwi.
Benefits
Its main advantages are speed and convenience. After all, unlike cash and bank cards, an electronic wallet does not need to be carried in your pocket, it is impossible to forget or lose it. If you thought that this means complete security - it is not. On the Internet, they can hack your EC and get money, but this is very difficult to do. It is easier for criminals to act in real life and steal cash/bank cards. And all because the security on the Internet is increasing every day, and the ways to steal your savings are so flawed that even the most stupid people can fall for them. If you think with your head and do not give anyone the password from the electronic wallet, your money will be safe. Which electronic wallet is better to choose, what are their differences - you will find out later in the article.
An electronic wallet is an online service where you can make transactions and do other actions involving funds.
Who is it for
An electronic wallet is needed for those who are engaged in any activity on the Internet. There are people who always make purchases in stores through Met. They need to have their own EC, because without it they will not be able to pay for the things they bought. There are still people called freelancers. It is they who work on the Internet and receive all payments to their electronic account. Players at online bookmakers must alsomake transactions to replenish the account through an electronic wallet. As it became clear, almost every type of people needs an EC, because paying online is very convenient and fast. What is the best online wallet? Answer: according to people, Qiwi is the best EC.
EC problems in Russia
The legal status of electronic money is ambiguous. And all because, on the one hand, these are full-fledged transaction procedures that are recognized by federal structures and banks. On the other hand, the government of the Russian Federation is trying to infringe on the rights of people using electronic wallets.
However, these attempts by the state to make taxes in electronic wallets fail, and every year more and more money goes into the circulation of electronic wallets. Because they are recognized as official means of payment.
Flaws
Their disadvantages are as follows: there is a large service fee, there is also a risk of hacking your account, although it is quite small. And the biggest disadvantage is that if you want to create an anonymous account - you create it, but if you lose it, it will be very difficult to get it back. Therefore, it is better to remain an identified user on the Internet so that there are no questions and sanctions. What wallet is better to have on the Internet? Answer: the one that suits you. You can read about the differences and features below in the material of the article.
About security
Storing a lot of money in an electronic wallet is not entirely advisable. Although the developers and creators of the site claim that all transactions and your money are protected, this should not be done. From the point of view of the law of the Russian Federation, your funds will be very safe if you keep them on a bank card. And yet, attackers and hackers carefully monitor those people who have a lot of money on their e-wallet. And periodically such rich people will be robbed by them. Yes, the same can be said about the bank: your money is also not fully insured. But it will be easier to find the culprit if he stole money from a bank card. What is the best wallet to use online? The safer one.
It is worth recalling that the most important security rule for users of electronic wallets is not to transfer data to it. After all, if you give at least some information about him, you can easily be robbed. Even if the managers and employees of the e-wallet itself ask for it, it is still impossible to transfer data. Which online wallet is better to have, reviews. A lot of people say it's best to create a Qiwi CI.
Yes, there are other ways to hack your account. If you often "surf" sites on the Internet, do not go to the so-called phishing sites. When you enter your password and login, they save them to themselves, after which they try to hack into your accounts. This is a kind of scam. However, this is very easy to deal with - just keep an eye on the sites where you register, and also use a smart browser that will prevent you from going toto such sites. If you fell for the scammers' trick in this way, it will be extremely difficult, and in some cases impossible, to prove their guilt. And if you are also an anonymous user, then the police will not even deal with this case.
How to choose
There are more than 10 services on the list of the best e-wallets on the Internet. All of them are convenient and reliable in their own way and are used by millions of people around the world. However, you need to choose one that will be the best and highest quality for you.
Before you register, be sure to read all the terms of your privacy, as well as site rules and so on. After that, proceed to examine the possibilities: if there is no withdrawal / replenishment of funds or transactions for paying receipts are also not provided, exit. Further in the material of the article, the 4 most popular and convenient electronic wallets will be analyzed. It should be noted right away that the best and most popular according to users is the Qiwi wallet. However, this is very ambiguous: someone likes WebMoney, someone likes Yandex. Money. It also depends on the preferences of the user. After all, each site is unique and created for different purposes. In general, let's proceed to the analysis of each electronic wallet separately.
Qiwi
It provides an opportunity to register quickly and free of charge, make instant payments on the Internet, make deposits through terminals, create your own card. The site has a user-friendly interface, many options, technicalsupport is always helpful. It is the Qiwi electronic wallet that is the most popular and high-quality service for residents of the Russian Federation. According to reviews, the best EC in 2019 simply does not exist. It is especially liked by those people who are used to using a plastic card. It can be easily ordered on the official Qiwi website, and then received at the office. Paying offline with it is a pleasure, and its design is a delight. In general, the Qiwi e-wallet will suit almost any user on the Internet.
Yandex. Money
The electronic payment system at the time of 2019 is very popular in Russia. It uses an identification system. She has 3 levels: anonymous, named and directly fully identified. At the last level, you are given the opportunity to keep from 15,000 to 600,000 Russian rubles in your account.
WebMoney
This is the very first and oldest payment service on the Internet. For residents of Russia, this is not the worst payment system, but there are much better ones, for example, Qiwi. The biggest difference and advantage is that you can open accounts not only in rubles, but also in hryvnias, dollars, bitcoins and even gold.
Registration and identification takes much longer, but the security in this e-wallet is above all. In order to become a non-anonymous user, you cannot just confirm the phone number, but also save a lot of codes and words on your computer. But it is extremely difficult to steal money from such an electronic wallet - and no one does it.
PayPal
This is the largest company operating worldwide. However, it is best to use it only for online shopping and do it with not very large amounts. This is one of the neutral conventional payment systems. And if you keep a large amount of money, it is better to register your account in another e-wallet. However, users are giving great reviews for this CI.
Conclusion
E-wallet in 2019 should have every civilized person. After all, this is a very convenient and fast way to pay for services, purchases and bills. When you choose your EPS, then do it carefully and very carefully. There are EPS exclusively for Russian currency, such as Qiwi, and there are multi-currency electronic wallets, such as WebMoney. In this article, we learned which are the best online wallets.
