To know what limit on "Yandex. Money" is necessary for everyone who uses this service of electronic payments. It depends on how much money you can deposit and withdraw. After passing the identification procedure, you can increase the limits. Then using this service will become even more convenient.
Electronic service "Yandex. Money"
The limit on "Yandex. Money" applies to all users without exception. Both individuals and legal entities. In general, this is an electronic payment service that operates on the Runet. With its help, users have the opportunity to accept payments in a variety of ways - cash, bank cards and, of course, electronic money.
You can use this service both from a personal computer and through mobile applications. Settlements are made only in Russian rubles.
With some restrictions, even unregistered users can pay for Yandex. Money. True, only through a special service "City payments". Those who have passeda simple registration procedure and issued an electronic wallet, they immediately receive new opportunities. For example, issue a bank card that will be linked specifically to this account, set reminders, and have wide access to various functions.
In Russia, this is one of the most popular electronic payment services. Now it has about 18 million registered users, with several thousand new ones appearing every day. One has only to say that a little more than 20% of the country's population used their electronic wallet at least once in their lives. And this means that every fifth Russian is interested in the question of what is the limit on Yandex. Money today.
"Yandex. Money": start
This electronic payment service was launched in 2002. At first, it was possible to pay only through a special client program.
An intuitive and user-friendly interface appeared only three years later. Users have the opportunity to manage their accounts and finances from any computer from anywhere in the world. It was then that the popularity of "Yandex. Money" immediately rose sharply.
Service interfaces
Initially Yandex. Money used two types of interfaces. These were "Yandex. Wallet" and "Internet. Wallet".
The first was accessed via a web interface, the second - only with the help of a specially installed program that had to be downloaded to your personala computer. In 2005, a technology appeared that made it possible not to download a program for opening an account, but simply to register in the system and have access to your wallet from any device.
In 2011, the special program was finally abandoned, transferring all accounts created in it to a single web interface.
Working principles
In the Yandex. Money system, everyone adheres to strict principles of work. So, the user can deposit money into his account in any of the possible ways. At the same time, at the moment when the goods or services are paid, the system sends electronic money from the user's account to the store's account.
After that, the store submits electronic money to the processing center in order to receive confirmation of their authenticity and the possibility of using them. After it became known for sure that the money had not been used before, the corresponding receipt is sent to the buyer. Funds are debited from his account and credited to the store's account.
Interestingly, the speed of these procedures is so high that it remains almost imperceptible to the client. It seems to him that everything happens instantly.
User identification
After going through a simple identification procedure, you can significantly increase the limits in "Yandex. Money" for depositing and withdrawing funds. To do this, you must personally bring the completed application and an identity document to one of the company's offices. They are located in the largest cities of the country - Moscow, St. Petersburg, Novosibirsk, Rostov-on-Don, Kazan, Yekaterinburg.
There are other ways. You can make a special identification payment through the Contact system, or link your account to the Otkritie bank card, or send a registered letter to the office, which will contain an application certified by a notary.
Since 2013, the identification procedure has been simplified. Now it can be passed in Euroset branches throughout the country.
Limits for anonymous wallets
The Yandex. Money card limits for anonymous wallets are the smallest, since the user practically does not need to verify his identity.
The balance on the wallet cannot exceed 15 thousand rubles. At the same time, there is a limit on a one-time replenishment in the amount of the same amount. 15 thousand rubles is the maximum that you can put on your wallet for a whole day.
The total limit on spending transactions is 15 thousand rubles for each. At the same time, you can spend up to 300 thousand rubles a day, and up to half a million rubles a month.
Electronic money transfers are not available for anonymous users. Payments are also limited. According to bank receipts, legal entities and individual entrepreneurs can transfer no more than 150 thousand rubles a month, more than 300 thousand rubles a month cannot go to taxes, and no more than 100 thousand rubles a month to pay traffic police fines. For the services of mobile operators, you can pay no more than 5 thousand rubles daily.
Name wallets
More opportunities are available to owners of personalized wallets. The balance limit is 60 thousand rubles.
This is the limit in Yandex. Money. Limits on replenishment are set for one operation. At the same time, one replenishment from a bank card is limited to 15 thousand rubles.
The opportunities to make expenditure transactions are also increasing. The total amount of debit transactions per month can reach one million rubles. The Yandex. Money wallet limit for transferring electronic money is limited to 200,000 rubles per month and 60,000 per transaction.
The owners of personal wallets have the right to link a bank card to their online wallet. In this case, one expenditure operation cannot exceed 60 thousand rubles. This is the maximum amount that can be spent per day. You have the right to dispose of 200 thousand rubles a month.
At the same time, owners of personal wallets have new opportunities. For example, pay in iTunes (you can spend 15 thousand rubles at a time).
Identified wallets
Of course, those who have been identified in any way possible have the most opportunities. In this case, the balance limit in the wallet will immediately increase significantly - up to half a million rubles.
At the same time, the total amount of replenishment per day can reach 600 thousand rubles. You can deposit up to 100 thousand rubles to your electronic account using Euroset stores throughout the country.
Limitcash withdrawals in Yandex. Money, provided that you have been identified, can reach three million rubles per month. At the same time, the maximum amounts that you have the right to transfer from one wallet to another grow significantly - up to 400 thousand rubles at a time.
One-time "Yandex. Money" withdrawal limit depends on what type of transaction you have chosen. In any case, it will be significantly higher than that of anonymous users and owners of personal wallets.
Thus, you can see for yourself that the Yandex. Money electronic service is a modern and convenient way to manage your finances on the Internet. Almost half of Russians trust him.
