Webmoney is a worldwide system that works with Internet payments and virtual currency. A person can receive the money he earns, make an online purchase, pay for services, etc. But for all these manipulations, you need to have a Webmoney wallet. The convenience of this method is beyond doubt, since all transfers are made within 5 minutes, which significantly reduces the time to resolve all financial issues. At the same time, the user has the opportunity to withdraw his funds from the system at any time, convert them into real money.
WMID
WMID is a unique account number that is granted once and remains in the system forever. Despite this, it can be obtained again, but only for the same registration data. This is done in order to carry out, for example, commercial activities through one WMID, and use the other for personal needs, etc.
Each user can create a wallet within his account. Webmoney works with various currencies, but more on that later. A wallet is a place where personal funds are stored. Any user has the right to create as many cash accounts as he needs. In order to have access to your wallets, you need to install the "Keeper", which is used to enter the WMID. Therefore, if you decide to start a Webmoney wallet, then the first thing you need to do is register.
Registration in the system
In order to go through the registration procedure, you must first go to the official website and find the necessary link there.
When you found it, after clicking the system should redirect you to a page where you need to enter your mobile number. This is followed by several sequential steps, during which you must specify your data, mailbox, TIN, passport. After that, you will receive appropriate notifications by email and phone with registration confirmation.
Keeper
Each new user, who has not yet been verified, gets the opportunity to manage only Keeper Mini, which has rather modest capabilities and a daily transfer limit, which can protect its owner from unauthorized hacking and theft of funds. So, if this happens, the owner may suffer only minor losses. This "Keeper" is logged in using a login and password.
During the first login, it is necessary to note whether you already have an account created earlier and you just want to add another authorization tool oryou are newbie. As you can see, there are no wallets in this "Keeper" yet. In order to create them, you need to find the “+” icon, then “Add”, and then select the desired currency. All payment transactions in this "Keeper" are subject to mandatory SMS confirmation, you can remove it in the settings.
Certificates
Before you start a Webmoney wallet, any user needs to get acquainted with such a term as "passport". This is nothing more than a personal identifier, thanks to which the system can recognize you, something like a virtual passport. Such certificates are of several types, namely:
- Pseudonym Passport - issued to those users who chose not to provide their personal identification data. In this case, there are some restrictions in the services of the system.
- A formal passport is issued if you have filled in personal data about yourself and provided confirmation in the form of scanned documents. It is basic and the most common among system participants.
- A personal passport is issued to those users who applied to an authorized representative office for personal confirmation of documents and matching their person with them. Thanks to this, the system participant has access to some additional functions, such as the ability to take a loan.
Types of wallets
Before you start a Webmoney electronic wallet, you need to figure out what kind offinance, because the designations of the currency are somewhat different from the generally accepted abbreviations in the world:
- US Dollars – WMZ (Z).
- Russian rubles – WMR (R).
- Ukrainian Hryvnia – WMU (U).
- Euro – WME (E).
- Belarusian ruble – WMB (B).
- Gold – WMG (G).
These are the main types that will be available to the user, not counting wallets for credit operations.
Creating a wallet
Any member of the system has the ability to create exactly as many wallets as he needs. It is only worth noting right away that there is no need for extra ones, since it will be impossible to remove them.
Let's consider the creation of wallets on the example of "Keeper Mini". First you need to carefully consider everything that appeared before your eyes in order to quickly navigate. Now you need to find the corresponding tab, which will say "Wallets". After clicking, the corresponding window opens, where when you click "Add more", a special creation page appears. Here you need to select the equivalent, for example, US dollars, then read the user agreement and, having accepted it, click on the "Create" button. If everything is done correctly, then the wallet will instantly be displayed in the Keeper. At the same time, only one wallet can be created for one currency. If this is not enough for the user, it is necessary to use other login methods, for example, Keeper Classic.
By the way, in "Keeper Classic" the whole process is similar.
How to get a Webmoney wallet in Belarus?
In fact, there is nothing difficult to register from any country, and even more so from the CIS. It all comes down to simply indicating in the registration form all the necessary data about your actual location, whether it be Belarus or another country. Similarly, you can get a Webmoney wallet in Ukraine.
For beginners, Keeper Mini is the best option as it has the easiest registration which takes no more than 2 minutes.
At the same time, "Keeper Light" will be more difficult to register. Keeper Classic will remain the most difficult because it needs to be installed on your PC and then saved a special key file. But in fact, it is also the most secure, not to mention all its capabilities.
For the convenience of users, there is also a mobile version, it is easy to install, quick to register, but limited in its functions.
Wallet operations
After you managed to get a Webmoney wallet, it should be replenished. This can be done in a variety of ways, depending on where you live and what kind of funds you have. It should be noted right away that there are a large number of such methods, and of all that the official website offers, it is worth noting the following:
- C bank card online.
- Payment terminals.
- Internet banking.
- Electronic money.
- From mobile phone account.
- Through retail chains.
- Transfer to the Guarantor for safekeeping.
- Via bank branch.
- Money transfer.
- Postal transfer.
- Prepaid cards and vouchers.
- ATMs.
- Bank transfer.
- Webmoney exchange offices.
As you can see, the list is really impressive, and if necessary, everyone will find their preferred way. The difference is only in the interest rate of the commission and the period of receipt of funds to the wallet. You just need to follow the mandatory sequence: first we start a Webmoney wallet, figure out how to use it, and then replenish it.
In some cases, when making a direct payment, you only need to indicate your wallet number in the selected currency. For other methods, for example, when buying a card through an authorized point of sale, this is not necessary. Since everything is done either in the "Keeper" itself, or through the official website. So getting a Webmoney wallet is still half the battle, you need to properly manage it, replenish and withdraw funds.
Beware of scammers
Summing up all of the above, it is worth noting that after we start a Webmoney wallet, an additional responsibility falls on our shoulders, because money loves accuracy and thrift. Therefore, in no case should you forget about such problems as scammers and swindlers. You can never believe“miracle” e-currency exchangers that offer very favorable rates should not transfer money to those accounts (if it is not your friend) that cannot provide you with an invoice for payment. And in general, in case of any non-standard situation, it is better to double-check everything on the official Webmoney website or ask your more experienced comrades than to be left with nothing.
Now you know how to start and replenish a Webmoney wallet without experiencing any problems, and how not to fall for the tricks of scammers. Remember that all money loves an account and careful storage, and it does not matter if it is in a real wallet or in a virtual wallet.
