QIWI is a Russian payment service designed to facilitate the execution of user payment transactions, which took a lot of time just a few years ago. Bill payments, loan payments and purchases in the online store are no longer any difficulty. The QIWI electronic payment system is considered one of the most popular in the financial market. Therefore, the question of how to replenish the "Qiwi Wallet" profitably and as quickly as possible is becoming more and more relevant among users.
At the moment, there are several ways in which the wallet owner can easily transfer money to his electronic account.
What is QIWI and what are its features?
The payment system is based on the well-known Visa. For todayday platform allows you to manage your electronic account, make transactions from a computer, mobile gadgets and tablets. Also, in all cities of Russia, terminals are popular, through them it is easy to carry out many payment transactions from your wallet, including without commissions.
To use the funds on the "Qiwi Wallet" in ordinary stores, you can order the issuance of a bank card, which will be automatically linked to an electronic account. This opportunity has long been used by freelancers who receive payment for their work on the network using Qiwi Wallet.
To ensure maximum protection of funds, a mobile phone number is used, which is recorded during the registration process.
How to use Qiwi Wallet?
Since the number of users of different age categories is increasing every day, the menu and operation principle is trivial. You can work with the wallet through:
- terminal;
- downloaded and installed smartphone app;
- via official website on PC;
- SMS commands to 7494. However, it is worth noting that some commands require additional payment (on average, the cost of one message is at least 4 rubles).
You can also pay for goods and services through a plastic card, the issue of which can be issued on the official website of the payment system.
As for working directly with the wallet, it does notrequires additional payment. It is only necessary to pay attention to the connection of additional services.
How to replenish the wallet account through a bank card?
Practically every Qiwi wallet owner today has a plastic card of one of the major banks. If there are funds on it, they can be transferred to the electronic account of the payment system in several ways:
- Through an ATM or terminal. In the menu of such devices of popular financial institutions, there are special options “Replenish Qiwi Wallet”. The client needs to insert his bank card into the ATM, select the appropriate operation, enter the transfer amount, confirm the transaction;
- Via online banking. The most popular answer to the question of how to replenish a Qiwi wallet from a Sberbank card. To make a payment, the user must have an active account in online banking. To replenish the account, it remains to go to the "Personal Account" through a computer or an application on a smartphone, select the appropriate option and make a payment.
- Through the official website of the payment service. To replenish the "Qiwi Wallet" from a bank card, the user will have to link it to the account. Only registered Visa or MasterCard cards are suitable for this operation.
Replenishment of the account through the terminal
QIWI-terminals are available in almost all Russian cities. It is very easy to replenish an electronic account through them. An important point - when transferring the amountmore than 500 rubles, no transaction fee will be charged.
Instructions on how to replenish "Qiwi wallet" through the QIWI terminal:
- In the main section, select "Visa QIWI Wallet".
- Go to the "Top up wallet" tab.
- Enter the phone number to which the wallet is linked and confirm it on the next page.
- Filling out the field called "Enter a comment for payment" is optional, to proceed to direct replenishment, you must click the "Next" button.
- On the "Deposit money" page, enter the required amount into the bill acceptor of the terminal and confirm the replenishment.
This method, describing how to replenish the Qiwi wallet through the terminal, is considered the fastest, and if the minimum payment amount is met, it is also the most profitable. As a rule, money is credited to the account almost instantly.
How to top up Qiwi Wallet from your phone?
Another relevant and convenient way. You can replenish your electronic account without leaving your home. To make a payment, you need to go to the "Personal Account" on the official website. Go to the "Top up wallet" tab and select the "From phone balance" option. It remains to indicate the amount of replenishment and confirm the payment through the code that will be sent to the specified number in an SMS message.
When filling in the payment field, the amount will appear on the screen, taking into account the commission that will be deducted frommobile balance.
Despite the interest charged, many users note that this method is very attractive, since it is quite simple to replenish the Qiwi Wallet in this way. In addition, the funds are credited to the account almost immediately.
Service "Ask a friend"
Another way that describes how to replenish the Qiwi Wallet. It is the least popular among users, but it has a place to be. The operation is performed in the same way as the previous replenishment, through the official website of the payment service. In the process of its implementation, a friend whose number will be indicated in the payment will be billed for payment. When the recipient of the invoice logs into his account and confirms the transaction, the specified amount will be credited to the user's wallet.
As a rule, this method is most often used in the field of freelancing or providing other services.
Replenishment through MFIs
Some microfinance institutions, especially those engaged in online loans, provide lending services with the transfer of borrowed funds to customer accounts in electronic payment systems. Therefore, this method is also considered relevant, since you can replenish your Qiwi wallet at any time and for any amount.
Official partners of QIWI: Zaimer and Platiza.
If necessary, the user will be able to quickly receive a loan of up to 30 thousand rubles to his wallet by filling out an application on the official websites of the indicated financialorganizations.
When deciding to use this method, the user must keep in mind that he will still have to repay the borrowed funds. And also, do not forget about interest, since replenishing Qiwi wallets for free is not beneficial for organizations. And the interest rate in such MFIs is usually higher than in ordinary banks. On the other hand, getting a loan in this way is much easier and faster, without collecting and providing a package of documents and various certificates from work.
Bank transfer
The option describing how to replenish the Qiwi Wallet through Sberbank or another nearest financial institution can also be used by electronic account holders. Before you go to the bank branch, you need to download the details for the transfer from the official website of the payment system. The amount of commission for replenishment is set by the bank. The time of receipt of money on the wallet is up to 5 working days. But, as a rule, transactions are carried out without delay. If there is no money in the account, you can always contact the bank with a payment receipt.
Having analyzed all the main ways to replenish the Qiwi Wallet, the user will be able to evaluate the convenience of each of them and choose the best option for themselves.
