Today, many technological solutions that determine our life, our daily life, are based on interaction with mobile devices. Think about these words for yourself.
Before, when we did not have the most fashionable smartphones at hand, we could not even know what it was like to pay with a mobile phone. We also did not think about how you can access the Internet, read books, watch movies on a device that will be nearby 24/7, but this is not the most surprising. The ability to transfer money without using cash and at the same time without referring to your bank card is a real “miracle”. And if some 5-10 years ago we could not even imagine such a thing, today it is an everyday reality.
In this article we will talk about a service that has introduced this technology into real life. With its help, all our calculations will become easier, faster, and most importantly - safer than before! What is it about?
Meet: a relatively new solution on the market - PayQR payment infrastructure. Feedback on how this technology works, as well as its pros and cons, we will consider in this article.
About company
We will start with the characteristics of the company involved in this project. This, according to official information from third-party sites, is FIT LLC. It is this legal entity that owns the rights to use the trademark denoting the PayQR technology. Reviews about the product, which we studied in the process of writing this material, showed that this is the first such service in our country. In addition to such a feature as a clear innovation, it also has a lot of other advantages. We will talk about them a little later.
As for the company, I would also like to note its relative novelty: it has been operating only since 2013. Nevertheless, in such a short period of time, she gained a fairly high level of popularity in our country. For what? Find out more!
Technology
In fact, the explanation lies in the technology and the solutions on which the service is based. To be more precise, a cloud payment infrastructure is used here, which makes it possible to make payments using your smartphone without additional difficulties. Each user has everything that is necessary for this: a mobile device, an Internet connection, as well as a medium from which readings will be made. All these elements can be called absolutely accessible today, which makes the technology as simple as possible!
Prospects
At the same time, the possibilities that this service has are simply hard to imagine. First of all, it is the maximum comfort. You don't need to carry cashfiddling with the card and various payment terminals, extending the purchase period. It is enough just to scan a barcode printed on the surface of a paper or product, after which the program itself will recognize how much money needs to be debited from the account and transferred to the seller.
Services
Paying with PayQR can be applied anywhere. First of all, of course, ordinary stores and supermarkets come to mind, where the buyer can process the invoice issued to him in a matter of seconds and go about his business. The second application is online payment, when the client simply sees a QR image on the monitor screen, brings the device and sends funds without the need to manually “drive in” details.
Next, we can imagine how much, for example, the sphere of charity will change. How difficult it can be to indicate current accounts and bank card numbers to which money should be sent to help those in need. By placing one QR code on the page of a website, newspaper, on a banner in the metro, you can count on more responses from passers-by, because all you need to do to help them is bring the camera of your device! The simplified procedure ensures that there are more people willing to help, to share at least the minimum amount. All this and more is available in Russia thanks to the technology introduced by PayQR, which we will review in the following chapters.
Safety
We have already started talking about the benefits of the service described inarticle. However, there are many more: in addition to simplicity, ease and high speed of payment, you can also bring security. Regarding this, it should be noted that in this regard, everything is much better than it might seem at first glance.
Firstly, the application allows you to avoid entering data manually, which eliminates the presence of the so-called human factor, leading to an error and sending money to an unknown destination.
Secondly, the QR code helps to avoid handing over your card to the seller, which can also protect against unauthorized charges in the future. At the same time, all data transmitted by the application is securely encrypted, which excludes any possibility of theft of your personal statements or money from the card. In support of this, on the site where the PayQR application is presented, there are various security certificates that can be found.
Benefit
In order to somehow encourage their customers and encourage them to work with the application, the authors of the project offer a scoring system. So, on the official website of the service it is indicated that from each purchase the participant receives 5 percent, which turn into special bonuses valid in PayQR. In the future, they can be used to make new purchases, as well as give gifts to your friends and family.
In addition, working with this platform implies the possibility of receiving news about exclusive promotions and special offers. Where are the biggest discounts, where the product is given ina gift, and where you can save even more, you will find in the interface of the PayQR system. Reviews note that now you can really save even more. Thus, the positive impact of technology personally on your family budget will be even more tangible!
Reviews
In order to better understand what this service is, we will analyze the feedback and recommendations that customers have left about it. We managed to find relatively few of them, which indicates a small number of real people who took advantage of the project.
Judging by the comments, we can draw a couple of main conclusions. The first is that the service has a future, has a lot of advantages and brings real benefits. Bonuses from PayQR, a gift code for the next purchases, promotions and discounts - all this creates a very positive impression and really encourages you to pay using the program in the future.
The second nuance carries a rather negative connotation: it is a low prevalence. In fact, today not every store accepts PayQR payment. Entrepreneurs who are satisfied with printing checks on simple printers ignore this method of mutual settlements. Because of this, in practice there are not many opportunities to use the described program.
Conclusions
Be that as it may, the PayQR service is an interesting solution that has the right to exist. It is quite possible that in a few years, users will appreciate its advantages and draw appropriate conclusions, make a choice in favor of this method.calculations. However, at this stage, the solution is not in sufficient demand, although many publications have written about this platform. Well, let's see when this trend changes for the better.
