Sometimes it happens that the mobile phone balance is close to zero, and all the terminals are on the other side of the city. However, most modern payment systems have the function of instantly transferring funds online or through a special USSD command. To make a one-time replenishment of a Megafon account from a bank card, it is not at all necessary to go somewhere or stand in line. All necessary actions can be performed using a mobile device.
How to top up a Megafon account?
There are several different options for transferring funds to the phone's SIM card. All of them have their positive and negative sides. For example, when depositing cash through the terminal, you will have to pay a few percent of the commission of the company that deals with the transaction of funds. And it is not always possible to make a free transfer using the Internet, becausemay simply not be able to access the Internet. What to do in this case?
No one forbids making a one-time replenishment of the Megafon account from a bank card using ATMs. It will be enough to insert a credit card into the device, and then select among the available functions “Cellular payment”. However, not all ATMs provide such a service free of charge. In some cases, the commission will be even higher than when depositing cash through the terminal. So what is the best way to make a one-time replenishment of the Megafon account from a bank card?
Visit to the salon "Megaphone"
If you have a cashless payment facility on hand, and there is a mobile phone office nearby, then you can seek help from the company's employees to complete a cash transaction. This method is one of the most convenient and fastest. Given that MegaFon has a fairly wide service base, it will not be difficult to get to the salon, and its employees will be happy to help you.
What documents do I need to have with me? Any ID that confirms the citizen's identity will do (in most cases they won't even be asked). In addition, a bank card must be present on hand, since it is from it (and not from the account) that funds will be debited. Just tell the cashier the phone number that needs to be topped up, and then pay for the transaction through a special terminal.
Using an ATM machine
Thought about howCan I still top up my Megafon account? You can also pay with a bank card using a regular ATM or self-service terminal. Here is a little guide to help you make the right move when making your first deposit:
- Insert the card into the device and enter the pin code.
- Select the "Mobile connection" option, which is located in the "Payments" tab.
- Use ATM buttons to enter phone number.
- Indicate the amount to replenish in rubles (kopecks are not taken into account).
- Carefully check the entered data and confirm the operation.
- Press the "Print receipt" or "No receipt" button.
- Use the End Service function and collect the card.
After that, all that remains is to wait for an SMS notification that money has been received on the phone number. Be sure to keep your printed receipt until then. If the money does not arrive within an hour, contact the help desk to find out the reasons for the delay.
Commission when replenishing through an ATM
If a client of Megafon used a self-service terminal to replenish his number, then the money will not come in full. As a rule, the commission depends on the policy of the store or shopping center in which the terminal is installed. In most cases, it ranges from 1.5 to 8 percent. If you do not want to lose some of the money, then it is better to use an ATM.
Suitablea device from absolutely any company, for example, Unicredit. Replenishment of the Megafon account from a bank card is carried out without commission, and funds are credited almost instantly. However, be sure to keep the check until the funds are credited to the account (especially in the case of using services from private banks).
Electronic payment system
A fairly secure method that requires internet access. It is most convenient to use a personal computer or laptop, however, if your smartphone has an application from QIWI, WebMoney or Yandex. Money”, then you can use the gadget. Of course, a prerequisite is the presence of an account in one of the electronic wallets, but replenishing it with money is not at all necessary.
When you go to the official website of the payment system, you must first log in to your account by entering your login and password. After that, go to the "Payments" tab and select the "Mobile communications" section. It remains only to indicate the personal data from the bank card (number, expiration date, secret code on the back), the amount of replenishment in rubles, as well as the phone number to which the funds will be credited.
Transfer money via SMS
You can also make a one-time replenishment of your Megafon account from a bank card using SMS, if a valid bank account is linked to the SIM card. To do this, you need to send a message to the free number: 5117. The text of the SMS must contain numbers indicating the amount of money you want to transfercustomer, as well as the word "rubles".
Here is a small example of a message that you want to send to number 5117: "500 rubles". In this case, five hundred rubles will be credited to the SIM card account within a few minutes. Sometimes the notification of the receipt of funds does not appear immediately, so do not be alarmed, but rather enter the key combination: 100 to check the balance.
Using the USSD command
To replenish your Megafon account from a Sberbank bank card, you can use a special command that you need to enter from your mobile phone number. As in the previous case, to complete this operation, you will need to have a credit card tied to a SIM card. Before making a request, be sure to make sure that there are enough funds in the bank account to replenish the number.
We dial the key combination on the phone: 117amount, then press the call button. However, it is impossible to transfer more than 3,000 rubles at a time. As for the minimum amount, the threshold is limited to 50 rubles. Despite these limitations, this payment method has a significant advantage - no commission. That is, if the client enters the combination: 117250, then 250 rubles will be credited to his account.
From official website
To replenish your Megafon account via the Internet, you need to go to the official website of the company, and then register or log in to your personal account. The login is usually a phone number, but the password will be sent via SMS ifthe client will dial the USSD command on the phone: 10500. As soon as the password is received, you can not only top up your mobile phone number, but also use many other useful features.
To transfer funds to a SIM card, you need to go to the "Cellular Payment" section, and then enter the replenishment amount (minimum payment is 100 rubles). You do not need to enter the phone number, as it will already be entered in the corresponding line. However, if you want to transfer money to another card, be sure to change it to the appropriate one. Also, for payment, you can use bonus points that are awarded for using communication services.
Commission rates and limits
Everyone should understand that with a one-time replenishment of the Megafon account from a bank card, there are certain restrictions that do not allow you to put too much money on the SIM card at a time. In most cases, the maximum transfer amount varies from three (in the case of using an ATM and USSD commands) to five (when visiting a mobile phone store) thousand rubles. In addition, transactions per week should not exceed the amount of 10,000 rubles, and per month - 30,000 rubles. On the official website, a one-time replenishment of the account in the amount of 100 to 10,000 rubles is allowed.
As for the commission, it is charged only when using electronic wallets and self-service terminals. In addition, the company allows its customers to use the "Promised Payment" service through a personalcabinet. The credit limit is recalculated every month and depends on the honesty of the client, as well as his solvency (more detailed information can be found in Megafon mobile stores. Paying with a bank card will allow you to pay off the promised payment and deposit additional funds to the SIM card.
Conclusion
We hope our article has helped you better understand what constitutes a one-time replenishment of a Megafon account with a bank card. Instructions for using an ATM will also be relevant for customers of other cellular companies. Do not forget to print the receipt and keep it until the funds are credited to the account. You can also use other payment methods, but do not forget about limits and commissions. In addition, before making a transfer, you should always make sure that you have enough funds in your bank account.
