For people who are actively working through the World Wide Web, the issue of transferring virtual funds into real money is very important. For example, in the West there are no such problems, since most people use bank cards linked to the PayPal service, but for Russia it was not available until recently. In recent years, the situation has changed for the better, and now Russian residents can also easily withdraw their earned money from this system, and there are several ways to do this. To learn how to withdraw money from PayPal in Russia, read the article below.
Withdraw funds to a Sberbank card
This option is the simplest and most reliable, because the PayPal service interacts with the bank automatically without involving any intermediaries. In addition, the transaction fee here is much lower than when using other methods.withdrawal of money.
To withdraw money from PayPal to a Sberbank card, you will need to link your personal account number and bank BIC to your payment account. Pay special attention to the fact that you need a personal bank account number, and not the numbers indicated on a plastic card. You can find it in different ways: by looking in the Sberbank Online application or by calling the customer service service.
Linking a card to an account
For this purpose, you can use all types of cards - Visa, Maestro and MasterCard. The binding process consists of the following steps:
- Log in to the PayPal website or app and go to the "Account" section.
- Select "Add bank account".
- In the window that opens, enter the data requested by the system: initials, card account number, BIC. Check the box next to the line "Private person".
- Confirm the correctness of the provided data and agree to check the account. The PayPal system has its own multi-stage verification scheme: it sends a certain amount to the bank (within 1 ruble) and notifies the client about this by sending an email message. The user needs to enter this number in a special window. The transfer is carried out within 3-4 days.
- At the end of this period, you need to check the receipts to the bank account of Sberbank and enter data on the amount received in a special field.
- Click on the "Confirm" button.
The binding process is over, now you canintermediaries withdraw money from PayPal.
Important! The above procedure for linking a bank card to an account also works with the "plastic" of other financial organizations. That is, you can withdraw funds to cards of other Russian banks, for example, Alfa Bank.
Withdraw funds
Now is the time to tell you how to withdraw money to a card with PayPal, that is, a step-by-step algorithm of actions. As noted above, money can be withdrawn to cards of almost all categories, including Corn and Payoneer. The main thing is that they be named. So, in order to apply for a transfer, you must:
- Log in to the user's personal account through a computer or smartphone application.
- Don't know how to withdraw money from PayPal to Sberbank? You must click on the "Withdraw money" button, which is located on the left side of the screen.
- Enter the data requested by the system: the amount and the selected card. The amount of funds available for sending depends on the status assigned to the user by the system.
- Check the entered information and confirm the operation.
Withdrawing money to electronic wallets
Many users are concerned about the question of whether it is possible to withdraw money from PayPal to an electronic wallet. The fact is that a direct withdrawal of funds to the account of electronic payment systems is not provided. To carry out the operation, the account owner will need touse third-party exchange services or the functionality of "WebMoney" and "Yandex". In this case, the money will be received instantly.
This is certainly convenient, however, an instant transaction involves a high percentage of commissions. This is due to the difference between real and virtual exchange rates. Perhaps this is the biggest reason why PayPal users are not very willing to withdraw funds to e-wallets.
Withdraw funds to QIWI wallet
Don't know how to withdraw money from PayPal to Qiwi wallet? The QIWI payment system is one of the most common among the Russian population, which is explained by its ease of use. To register for the service, you only need a phone, but then through a special application it will be possible to pay for various goods and services, from replenishing a telephone bill to paying utility bills.
As for the transfer of funds from the PayPal system, certain difficulties arise here, since direct transactions between payment services are impossible, therefore, as in the previous case, third-party exchange services have to be used.
There are, for example, portals such as Best Chance that offer various ways to withdraw money from PayPal at the most favorable rate. But in any case, you need to be prepared for the fact that the commission for the operation will be at least 30% of the withdrawn amount. At the same time, it does not matter at all what currency the exchange is made in.
To take advantageIn this way, you need to find an intermediary (not all exchange services cooperate with PayPal), select the type of wallet and then strictly follow the instructions. In this case, the receipt of funds to the account also occurs instantly: from a couple of seconds to several minutes.
Transfer from PayPal to WebMoney
There are two ways to withdraw money to the WebMoney payment system. The first case is described above, that is, through third-party services. True, the commission will be 12–14% less than when withdrawing money to a QIWI wallet.
The second way is to use the internal service of the WebMoney system, where you can apply for an exchange directly in your account. But for the implementation of this operation, the following conditions must be met:
- User passport cannot be lower than personal.
- The minimum transaction limit is three dollars, three and a half euros or 100 rubles.
- PayPal and WebMoney accounts must be registered with the same email address and belong to the same person.
Transfer to Yandex. Money"
Do you think how you can withdraw money from PayPal to the Yandex service? For the Yandex payment system, the process of withdrawing funds through electronic exchange points is completely identical. The commission for the operation will be about 20%, and the difference in the dollar exchange rate is 12-15 rubles.
In addition, many users are concerned about the question of whether it is possible to withdraw money from PayPal to the Yandex. Money . This point deserves special mention, becausetransfers to them are carried out according to the same principle as to other bank cards, respectively, the funds will be credited to the account no earlier than in 3-5 days. It does not matter which card is used - real or virtual.
Receiving money at the PayPal office
For those who are lucky enough to live in Moscow and St. Petersburg, there is an ideal way to withdraw money, because official PayPal offices are open in these two cities. A significant advantage of this method is that the client receives his funds almost instantly, the wait will not exceed 15 minutes. In addition, the transaction fee will be no more than 5%.
How to withdraw money from PayPal quickly? To receive funds immediately, you need to go to the office and contact a free manager who will tell you what to do next. All information about addresses and office hours is best viewed on the official website of the service.
Transfer funds from PayPal to Payoneer bank card
For those who work with PayPal on an ongoing basis, it makes sense to issue a Payoneer Prepaid Master Card. To do this, you need:
- Register on the Russian-language Payoneer portal.
- Create a virtual account in the US and go through a two-step verification process. To do this, you will need to specify the sites from which transfers to the card will be made, as well as send scanned passport pages.
- With a positive response in two to three weeks at homeaddress, a card will be received, which will need to be activated by phone number or on the official website.
The account is linked to the wallet in your personal account: in a special column you will need to indicate "Virtual bank account in the United States". Maintenance of this card will cost $21 per year. The money will be transferred within three to five days.
Now you know about all the ways to transfer funds, as well as how to withdraw money to a card from the PayPal service for both Russian banks and foreign ones (using Payoneer as an example). In principle, this method is no different from transactions with regular bank cards, except that you will not have to pay any fees for transfers from PayPal, and you can also withdraw money from any bank terminal.
Money Transfer Fee
A huge advantage of the PayPal service is that the system does not charge any fees for direct transfers to bank accounts and cards. Only individual banks can charge an additional commission, but recently this has happened very rarely.
Payment for goods on the Internet is also not subject to additional fees - everything is compensated by the seller, for whom a fixed rate of 10 rubles and plus 3-4% of the check amount is set. The commission is charged only if the user receives funds in cash at the company's office or when transferring between the payment systems mentioned above.
Deadline for receipt of funds to the account
Transfers from the PayPal payment system to bank cards and accounts, including Yandex. Money”, occur within three to five days. This is perhaps the most unpleasant feature of the system, but it makes it possible not to lose funds to pay commissions. According to PayPal itself, a long transfer period guarantees the security of the transaction, confirms the true intentions of the account holder and the fact of the movement of funds. Operations for crediting money to payment systems (WebMoney, QIWI and Yandex) are carried out instantly, but are subject to a high commission.
