Today, in the era of computer technology and information boom, Internet wallets are quite a popular topic for discussion. The fact is that doing any work and getting paid for it has become real and without getting up from your own computer. (Provided you have an internet connection). Of course, if there is earnings on the Internet, then there should be a withdrawal to the wallet of this earnings. This article will describe in detail what electronic wallets are, their varieties, features, making money on the Internet with withdrawal to a wallet, and ways to withdraw earnings from electronic wallets. So, more.
What are internet wallets
Essentially, an e-wallet is a digital payment system platform. Roughly speaking, a digital currency is the same currency as the dollar or the euro, but in fact, withdrawing from an ATM and putting such a currency on the shelf will not work, since it is digital. Many transactions and transfers today are carried out directly inInternet and without being tied to cash. For online currency, you can buy things at different sites, book air tickets and even buy groceries in online stores. It is very convenient and makes online shopping and transfers easier in many ways.
Why E-wallets are getting more and more used
For more than 15 years, users have been earning money on the Internet and withdrawing their earnings with wallets. In addition, making a lot of purchases every year is becoming more and more real and convenient with the help of electronic wallets. It is much easier to get it on the Internet and make transactions with it than to use bank cards and terminals, in which you need to agree on the ratio of currencies and rates, pay large commissions and pay taxes on the income of individual entrepreneurs when the funds arrive in your bank account. In addition, after the release of various mobile applications for smartphones and tablets, it became possible to use Internet wallets while sitting in a cafe or driving a car.
It is worth noting that specialists and experts in the field of electronic currencies argue that, most likely, the use of cash payments and banking systems will become unnecessary over time thanks to electronic wallets and digital payment systems.
Varieties
Today, there are a lot of digital payment systems on the Web. The most common andInternet wallets used are: Qiwi, Yandex. Money and WebMoney.
Also, due to the growth of cryptocurrencies, electronic wallets for Bitcoin, Ethereum, Ripple and other cryptocurrencies are becoming widely known.
There are really a lot of wallets. But all functionality and usage are identical. Having received a certain income, for example, on a Qiwi wallet via the Internet, you link an account to your account with the currency in which the funds were earned. After that, “Internet money” is credited to this wallet account. In the Qiwi wallet, rubles are most often used, as well as on Yandex. Money. On WebMoney, for example, the list of digital currencies is somewhat larger. But the whole point of an Internet wallet is that with the help of exchangers, currency from an electronic wallet can be converted into the currency of any other electronic wallet.
Because of what they appeared
Many marketplaces and freelancing sites work with e-wallets. It is almost impossible to meet direct withdrawals from such sites to a bank card. In order for this to become possible, the developers of such sites need to coordinate many laws of different countries, take into account different aspects of taxation and the obligations of those who are engaged in entrepreneurial activities. In addition to the fact that it is not so easy and requires professional legal skills, it is also very expensive, becauseregistering as an entrepreneur and paying a lot of taxes for your business activities in different countries is really a lot of money. That is why electronic wallets appeared. Now it becomes much easier to withdraw your earnings with an Internet wallet.
Governments and e-wallets
A few words about how governments are trying to influence electronic payment systems. The fact is that uncontrolled transfers of funds are not welcomed by many countries due to the fact that such transactions are not taxed. In addition, many criminal states use electronic wallets for the reason that it is impossible to track the route of funds and the persons who make these transfers. In this regard, many states are trying in every possible way to influence the development of many electronic payment systems by banning the use of one or another electronic payment system, or vice versa, giving the go-ahead on the terms of cooperation and full verification of all wallets. That is why, in order to use such an Internet wallet as WebMoney, you first need to verify your account by sending your personal data to the administration of this system. Only after verification procedures does it become possible to use one or another electronic payment system with full functionality.
Personalization
In connection with the attempt of the state to influence the sphere of transactions through electronic wallets and in connection with the desire of the owners of digital paymentsystems to secure all electronic payments of their wallet systems, the personalization procedure has recently begun to gain popularity. The essence of this procedure is to assign its specific owner to a specific e-wallet profile. And enter into the database all the necessary information about its owner. For example, for residents of Moscow and the Moscow region, this opportunity is already provided for the owners of Qiwi, so that the withdrawal of earnings on the Internet to the Qiwi wallet becomes not only safe, but convenient and fast. For personalization, you need to contact any Intercom branch to fill out the questionnaire and link the basic data to the wallet profile. Representatives of the Qiwi electronic wallet system claim that soon the personalization procedure will be available for other regions and countries. In addition, many systems are beginning to implement a program for verifying and personalizing user profiles.
Features of electronic wallets
Another feature of using e-wallets is that you don't have to leave your personal data in your profile. Wallets such as Qiwi, Payeer, Blockchain and many others do not require verification.
For example, you do not need to send your personal data to Yandex. Money if you are not going to make transactions for more than 15 thousand rubles a day. But if you are going to work with larger amounts and you have an online wallet"Yandex. Money", for example, that is, the need to verify your profile. You will need to send passport data and a verification statement to the site administration. This is necessary in order to maximize the security of both your transactions and those who will make transfers with you.
How to use your e-wallet to withdraw your earnings
For more clarity, let's consider how to withdraw earned funds via the Internet using the Qiwi Wallet. After you have registered, created a Qiwi account and received funds, you need to find a suitable exchanger.
There are a lot of sites that deal with the exchange of electronic currencies. Each exchanger has its own list of electronic currencies with which it works, and a list of exchange rates. The whole point of currency exchange on such sites is that you transfer a certain amount from your Qiwi to the Qiwi indicated on the exchanger’s website, after which, at the rate of the site, money is transferred to the bank account you specified from the bank account of the same bank of the site exchanger, respectively. Thus, bypassing many commissions and fees, you can transfer electronic currency into real money to a bank account.
Virtual and plastic cards of payment systems on the Internet
It is worth noting that some major electronic payment systems cooperate with banks in many countries. Therefore theyprovide an opportunity to order a virtual or plastic card to pay for services through the terminal or withdraw funds from ATMs. But there are a number of problems in this matter. Firstly, not all banks agree to cooperate with e-wallet systems, since these are their direct competitors and it is not entirely advisable for the banking system to allow e-wallets to spread among the population. Therefore, not all ATMs will be able to withdraw money from the card to which the electronic wallet is attached, or there will be such an opportunity, but with large commissions. Secondly, such a card itself is not issued free of charge, and together with distribution by mail, obtaining such a card will cost a lot of money. In addition, for security reasons, such cards are not issued for long periods. Therefore, every six months or a year, buying expensive cards with the likelihood of charging large commissions at ATMs is not entirely advisable.
