Most recently, the population of our country was frightened by the phrase "electronic money and wallets". The people did not trust this, considering it a hoax. Today, people, especially the younger generation, can no longer imagine life without the conveniences provided by electronic money. Kaspi-wallet has made life easier for many residents of Kazakhstan and saved time and money.
Using this wallet, you can pay utility bills, fines and taxes, replenish the balance of many telephone operators, buy goods on credit or installments, and even receive bonuses for this.
Creating a wallet
Kaspi-purse is created quite simply, the main condition is the presence of a number of one of the mobile operators in Kazakhstan. Now the whole algorithm:
- Go to the official website of Kaspi Bank.
- On the main page, select "register a wallet", then enter the phone number to which you have constant access (this is important), it immediately receives an SMS with the code necessary to continue registration.
- Fill in all the required information in the marked fields (name, date of birth). Enter the datayour own, because when paying for certain types of services, you will need to enter the IIN, if it does not match your name and date of birth set during registration, the operation will be impossible.
- Create and enter a strong password (and write it down).
You opened your Kaspi wallet!
How to replenish the balance?
Replenishing a wallet is no more difficult than creating one:
- Finding the terminal of "Kaspi Bank". It can be found by its bright red color. These devices are located in all cities of Kazakhstan and regional centers. If there are no such terminals in your locality, you can use others (for example, "Kassa24") in the financial services or banking section (depending on the terminal).
- Looking for the bright red "Kaspi Bank" icon, then click on it, select "Top up wallet".
- We deposit the required amount.
- Be sure to click on the "Pay" button.
The balance is almost always received instantly, sometimes there are delays of 30 minutes.
Paying utilities
In order to save time and money, a large number of young people began to use the Kaspi wallet. Payment for utilities, reviews of which are 100% positive, is made quickly, simply and reliably. All you need to do:
- Go to your account on the website.
- Find the service you are interested in (electricity, gas, telephone, water, intercom).
- Checkdebt. To do this, you need to enter the personal account number, after which information about the debt will be indicated, and also when paying for some services, the name and address of the property owner appear.
- Specify the amount to be transferred (the system allows you to specify it up to tiyns).
- Select the place from which funds will be debited: Kaspi wallet, bonus account or plastic card (it is possible to pay with a card of another bank).
- Click on the "pay" button, in the window that appears, confirm the payment. If the amount exceeds 5000 tenge, an SMS message with a code will be sent to the mobile phone specified during registration, which must be entered in the field.
How do I check my payment?
To do this, in the "My payments" section, select the "History" tab. All successful transactions will be marked with a green circle. Those operations that have not yet passed will be indicated by a red circle with an exclamation point inside. Payment occurs immediately, in isolated cases there may be a delay, again not through the fault of Kaspi Bank, but as a result of internal technical problems of enterprises, to whose personal accounts the funds are transferred.
Other Services
Wallet provides an opportunity to pay for a huge number of services. In addition to a communal apartment, you can pay for a kindergarten, taxes, fines, mobile communications.
The site even has its own store where you can use your Kaspi wallet to pay. Reviews about this service vary: someusers cannot correctly order and pay for the product, while others use it with every purchase, because the catalog of goods is represented by a fairly wide range (household appliances, electronics, household goods, toys, and more).
The ability to transfer money from account to account within the system and between cards also adds a plus to the overall rating of the wallet. This service, like all the others, is carried out "on the machine", without any unexpected moments.
Attention deserves the club "Kaspi-RED", which can join anyone who has a Kaspi-purse. What it is, you can see on the official website, but in a nutshell - this is the opportunity to buy goods in installments without overpayment.
Mobile application
For those who do not part with their smartphone, but do not have a computer, the service is also available, because the bank's management has developed a fully functional application with the entire list of services provided by the wallet. There are also no difficulties in using the application - everything is simple and clear. Being in traffic jams or while driving in a minibus to work or somewhere else, you can pay for all utilities without allocating additional time for this.
As a result, the Kaspi wallet provides great benefits both in time and in money: because the system does not charge a commission at all for replenishment and payment for services. In addition, users still receive a bonus of 1% of the amount spent. It would seem a little, but with an averagemonthly payment of a communal apartment of 20,000 tenge, 200 of them are returned to the wallet in the form of bonuses, which can also be used for any purpose. There is a 5% bonus on certain services, such as flights and bills at certain restaurants.
