Thanks to the abundance of payment systems that are currently available on the domestic financial services market, transferring money to someone or making a purchase remotely will not be any problem. Among all the systems used in our country, one can single out a couple of the most popular and, as a result, the most in demand. These are Webmoney, Qiwi and Yandex. Money. The latter will be discussed in more detail. In this article, we will look at what Yandex. Wallet is, how to open it and how to use it in the future.
What is "Yandex. Money"?
So, you need to start with the following. In order to open a Yandex. Money wallet, you need to have an account on the largest Russian portal Yandex. This is a large search network that occupies a leading position among users from the CIS countries, and also holds one of the first places in terms of the number of visits in the world. The developers of Yandex, however, did not stop at the idea of creating a single search engine and went ahead by launching a number of services. Among them are,like "Mail", "Traffic", "Photo", "Money", "Direct" and many others. Each of the services is unique, because it has its own tasks, functions, and at the same time is available to all users who have an account in Yandex. Anyone who creates their account in Mail and, accordingly, in other services can also open Yandex. Wallet.
"Yandex. Wallet": creation
First of all, you need to determine whether the user has an account in this system or not. If it exists, then just go to it, then follow the link "open Yandex. Wallet" in the "Yandex. Money" section and enter the required information. You will be asked to provide some personal details and a password to make payments. In fact, there are not so many fields to fill in, since the main information about you is already in the main account of the service.
Your wallet will be launched, you can start using it after passing the confirmation procedure (we will talk about it a little later). If you do not have an account in Yandex, then you need to create one. This also includes choosing its name (login), password, specifying a mobile phone number, choosing a security question in case you forget your password, etc. Again, opening the wallet will give you an email box and access to other sections.
About account verification
As already mentioned, the Yandex. Money account must be confirmed. itThe rule is new, it was introduced in 2014. It was created in order to prevent the financing of terrorism and illegal circulation of funds. Yandex does not allow you to withdraw money from unconfirmed accounts. The confirmation procedure is rather complicated - you need to send a notarized letter with copies of documents to the address of Yandex's main office in Moscow. You can use a simplified scheme and contact the Contact or Anelik offices, while paying a commission from 60 to 75 rubles. And don't forget to enter your real data when you want to open "Yandex. Wallet". Only in this way will you be able to manage your money.
On access for non-residents of the Russian Federation
For residents from the CIS countries, there is access to the services for transferring and receiving funds offered by "Yandex. Wallet". How to open an account for yourself, you can read in the instructions above (it is valid not only for residents of Russia, but also for foreigners, since the registration form is the same). However, for non-residents, the real possibility of using funds is difficult due to the need to send a letter certified by a notary.
However, if you plan to use this payment system for settlements on a regular basis, you still have to make a confirmation. Although it is obvious that such a barrier is artificial, because the system's competitors - Webmoney and Qiwi - did not introduce anything like this, which means that there is no such requirement at the legislative level for payment systems.
How and where can I spend Yandex. Money?
This question, although extremely simple, may nevertheless excite users of the payment system. The advantage of electronic currencies is the ability to calculate them in a large number of stores and services. If you are thinking about how to make a "Yandex. Wallet", then you probably know that you can pay with money from it in almost all online stores in Russia and not only.
For example, even the largest Chinese trading service "AliExpress" accepts "Yandex. Money" for payment, which indicates the free currency conversion of this system. With electronic money, you can pay for any purchase of both real and electronic goods (books, films, music), as well as various services (utilities, television, Internet, domain registration, and others). You can also pay with other network users, which is important. In general, "Yandex. Money" can be safely called "Runet rubles".
Safety and Precautions
It is important to pay attention not only to how to use Yandex. Wallet. How to open an account and understand the interface, most users are well aware, it's quite simple. Moreover, the Yandex service itself is designed to be easy to do even for people with minimal computer experience. It is not enough to know how to open Yandex. Money, a wallet in thisthe system still needs to be made as reliable as possible in order to protect your funds.
First you need to prepare your computer to work with the payment system: check for viruses, and if there are threats, get rid of them. It is no secret that modern technologies allow hackers and scammers to disclose passwords from payment system accounts and steal other people's funds. Make sure your computer is protected from such threats. After that, you can start "Yandex. Wallet". You already know how to open it.
Let's note something else about the safe use of an account in the Yandex. Money system. It must be remembered that strangers should not know your password (this also applies to access to your browser). Also take care of reliable protection of your PC so that in the future the theft of funds from your account is impossible (this can be done, for example, using a modern antivirus).
Now you know how to set up an "electronic wallet" in Yandex on your own and how to make Yandex. Wallet safe for regular use.
