Webmoney is one of the most popular electronic payment systems in the former USSR. Many people, especially those who earn on freelance exchanges, use this system as the main way to withdraw electronic money. There are several user passports in the system, the most common and easiest to obtain is the formal Webmoney passport.
About the system
Electronic payment system Webmoney was founded in 1998. Over the next twenty years of its existence, it was able to firmly gain a foothold in the market and become one of the most popular settlement systems in Runet. At the moment, the system has about 36 million users. According to social surveys, about thirty percent of Russians use Webmoney as their main electronic wallet.
Types of certificates
When registering, each new user receives in the systema kind of digital identity card, the so-called passport. By default, an alias passport is automatically issued by the system. This is the lowest level passport and does not require you to enter your personal data or provide a copy of identity documents. However, with this level of certification, the user is faced with a huge number of restrictions, the most unpleasant of which is the inability to withdraw funds to a bank card or other electronic wallets.
Therefore, immediately after registering in the system, if you plan to use an electronic wallet, you should take care of obtaining a formal Webmoney passport. See the following sections for the benefits and limitations of this level.
If you are not completely satisfied with the system restrictions for users with a formal passport, Webmoney provides an opportunity to get a higher level identity.
In total, there are currently 12 types of passports in the system, but the most common are initial and personal. They are issued to the user for a fee, after checking his passport data by a special authorized employee of the system or after a personal meeting with him.
Such certificates are needed primarily for those who plan to deposit and withdraw large amounts monthly, as well as receive loans in the system and conduct transactions with other users. Many other certificates (seller, developer, cash machine and others) are issuedto the user automatically along with a personal passport.
Benefits of a formal passport
The most suitable for the average Webmoney user will be a formal passport. It is quite easy to get it, you do not need to pay for this procedure, and the limits for depositing and withdrawing funds will suit many novice users of the system.
Besides, if you have a formal Webmoney passport, it will be much easier to restore access to your profile in the system in case the password is lost or the page is hacked.
Plus, getting a higher-level passport is impossible without a formal passport, so the procedure for issuing it is almost mandatory for any active user of the payment system.
How to get
How to get a formal Webmoney passport? Everything is very simple. You need to enter your profile in the system and click on the "Get a passport" button. After that, fill out the questionnaire. When filling out, you need to be extremely careful, especially when entering the series and passport number, because an error in personal data can significantly complicate the procedure for obtaining a passport.
You need to enter the information exactly as in the passport, letter for letter. If the user wishes to hide the contents of certain fields from other users of the system, then he has the opportunity to do this when filling out the questionnaire.
After filling out the questionnaire, the status of the user's passport will change to "formal", but more recently, usea formal Webmoney passport without a passport, or rather its photo or scanned copy, is not fully possible. In particular, you will not be able to withdraw funds from an electronic wallet to a bank card.
Data verification
To verify user data, you need to upload a photo of the first page of the passport and the page with a residence permit. In addition, you need to provide a photo of the TIN certificate. Citizens of the Russian Federation can also confirm the accuracy of the information provided using the public services portal.
After one or two working days, the user should receive a notification that the data has been successfully verified and a formal Webmoney passport has been received. If the information in the application form and on the photo of the documents do not match, then the profile may be blocked due to suspicions of fraud.
In addition, before registering, it is very important to be sure that another profile in the system has not been registered with your passport data, otherwise your new page may also be blocked.
Opportunities
With a formal Webmoney passport, the user has the right to withdraw funds to bank cards, electronic wallets in other payment systems, using bank payments and post offices, as well as deposit funds to their wallets at payment terminals and instant replenishment points.
In addition, he has the opportunity to carry out transactions in a special section of the WMExchanger exchange, where title units are exchanged betweenusers, and use the WMX title units, the guarantor of which is the bitcoin cryptocurrency.
Restrictions
However, there are limits to the formal Webmoney passport. The total volume of financial transactions per month is currently limited to 200 thousand rubles, 10 thousand dollars, 10 thousand euros and 80 thousand hryvnias. For most individuals, this should be sufficient, but not all may be satisfied with such restrictions.
Also, a formal passport is essentially anonymous, since it is not difficult for fraudsters to find a database with stolen photographs of documents and register a new page in the system. Therefore, trust in users with this type of passport when making transactions can be quite low. It is almost impossible to get a loan with a formal Webmoney certificate from both the automatic system apparatus and other users. In rare cases, it is possible to get a loan, but the interest rate and loan terms are unlikely to be as good as for holders of certificates of a higher level.
However, if for you Webmoney is not a platform for earning and not a means for doing business, but only a payment system for withdrawing funds from freelance exchanges or other sites on the Internet, a formal Webmoney passport can be an excellent choice due to its simplicity and a relatively wide range of benefits.
